1908 Gramercy Ave, Torrance, CA 90501 Property Records

Los Angeles County property record for 1908 Gramercy Ave, Torrance, CA 90501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,674 sqft · built 1948
Lot Size	0.117 acres (5,079 sqft)
Owner	2 Trust Names on File
Last Sale	$871,000 (Jun 2020)
Tax Bill	$10,897 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7357-015-020`

Property Details

APN / Parcel Number

Primary APN	`7357-015-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1992
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,079 sqft (0.117 acres)
Lot Dimensions	128 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1908 GRAMERCY AVE
City	TORRANCE
State	CA
Zip	90501-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TORR-LM
Legal Description	TORRANCE TRACT LOT 20 BLK 34
Legal Subdivision	TORRANCE TRACT
Legal Block	34
Legal Lot Number	20
Jurisdiction	LOS ANGELES CA
Township / Civil Division	TORRANCE
Census Block Group	1
Census Block	1012
Census Tract	650903

Owner

1908 Gramercy Ave is owner-occupied and held in a trust since June 2020.

Source: Los Angeles County records, as of August 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1908 GRAMERCY AVE, TORRANCE, CA 90501-3539
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Mar 4, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 26, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on File
Deed Sale	Jun 26, 2020 · Amount on File
Deed Document Number	2020701511
Prior Transfer Date	Mar 24, 2016
Prior Transfer Doc	0000344391
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Recording Date	Aug 21, 2026
Property Address	1908 GRAMERCY AVE, TORRANCE, CA 90501-3539
Document Number	0000626807
Instrument Date	Aug 14, 2026
Instrument	2026626807
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	1908 GRAMERCY AVE, TORRANCE, CA 90501-3539

Mortgage

Document Number	0000626807,
Date	Aug 21, 2026
Instrument	2026626807

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2066

Interest

Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	1908 GRAMERCY AVE, TORRANCE, CA 90501-3539
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 GRAMERCY AVE, TORRANCE, CA 90501-3539

Mortgage

Document Number	0000255551
Date	Mar 4, 2022
Instrument	22-0255551

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	1908 GRAMERCY AVE, TORRANCE, CA 90501-3539
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO LA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000694780
Date	Jun 22, 2017
Instrument	17-0694780

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jun 26, 2020
Property Address	1908 GRAMERCY AVE, TORRANCE, CA 90501-3539
Document Number	0000701511
Instrument Date	May 13, 2020
Instrument	701511
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$958.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1908 GRAMERCY AVE TORRANCE CA 905013539, TORRANCE, CA 90501-3539

Mortgage

Document Number	701512
Date	Jun 26, 2020
Instrument	701512

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1908 Gramercy Ave was $10,897, up 1.5% from the year before.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Torrance City
Unified School District	Torrance Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$971,612 (+2%) Land $777,291 Building $194,321
2025	$10,897.00 (+1.55%)	$952,561 Land $762,050 Building $190,511
2024	$10,731.00 (+1.9%)
2023	$10,531.00 (+1.37%) Homeowner's exemption	$915,573 Land $732,459 Building $183,114
2022	$10,389.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1908 Gramercy Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1908 Gramercy Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRANCE-CITY, WATER DEPT. serves 106,183 people · EPA ID CA1910213
Water Source	Purchased surface water from METROPOLITAN WATER DIST. OF SO. CAL.
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Starry, T-Mobile.

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