1908 Gallagher St, Saginaw, MI 48601 Property Records

Saginaw County property record for 1908 Gallagher St, Saginaw, MI 48601

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 911 sqft · built 1924
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Tax Bill$782 (2025)
Flood ZoneZone X (minimal risk)
APN91-20-0-65-1000-000

Property Details

APN / Parcel Number

Primary APN91-20-0-65-1000-000
Alternative APN
  • 12 0651 00000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area911 sqft Living Area
1st Floor Area888 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Exterior MaterialWood Siding
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions150 ft deep x 48 ft wide
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area72 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1908 GALLAGHER ST
CitySAGINAW
StateMI
Zip48601-3905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 22,BLK.55,SAGINAW IMPROVEMENT COMPANYS ADDITION B,ALSO W'LY 1/2 OF VACATED ALLEY THERETO
Legal SubdivisionIMPROVEMENT COMPANYS ADD
Legal Block55
Legal Lot Number22
Legal Unit22
JurisdictionSAGINAW MI
Township / Civil DivisionSAGINAW
Census Block Group1
Census Block1070
Census Tract1000

Owner

1908 Gallagher St is owned and occupied by an individual who acquired it in October 2008.

Source: Saginaw County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address1908 GALLAGHER ST, SAGINAW, MI 48601-3905
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2008
Deed SaleOct 6, 2008
Prior SaleApr 2, 1991 · Amount on File
Deed Book / Page2556 / 1951
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1908 Gallagher St was $782 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
MunicipalitySaginaw City
Unified School DistrictSaginaw City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,600$25,200
2025$782.00 Homeowner's exemption
2023$9,600$19,200
2022$718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1908 Gallagher St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1908 Gallagher St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAGINAW
serves 44,058 people · EPA ID MI0005850
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionFeb 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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