1908 Frontera St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1908 Frontera St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,671 sqft · built 1987
Lot Size	0.458 acres (19,994 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (May 2022)
Tax Bill	$3,106 (2024)
Deeds & Mortgages	Dec 2023 Line of Credit May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-2S-26-2750-06100-0100`

Property Details

APN / Parcel Number

Primary APN	`17-2S-26-2750-06100-0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,671 sqft Heated Area
Gross Area	2,523 sqft
1st Floor Area	2,299 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Shingle
Lot Area	19,994 sqft (0.458 acres)
Lot Dimensions	2,000 ft deep x 1,000 ft wide
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Patio Area	96 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	172S262750061000100
Street Address	1908 FRONTERA ST
City	NAVARRE
State	FL
Zip	32566-9132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NAVARRE 2ND ADD LOT 10 BLK 61 AS DES IN OR 4285 PG 1994
Legal Range	26W
Legal Township	02S
Legal Section	17
Legal Subdivision	NAVARRE 2ND ADD
Legal Block	61
Legal Lot Number	10 11
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1025
Census Tract	10825

Owner

1908 Frontera St is owned and occupied by an individual who bought it in May 2022.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1908 FRONTERA ST, NAVARRE, FL 32566-9132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Line of Credit EGLIN FCU
May 19, 2022	Warranty Deed, Transfer · FHA Mortgage PACIFIC SUN MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2022 · Amount on File
Deed Sale	May 19, 2022 · Amount on File
Prior Sale	May 9, 2013 · Amount on File
Deed Document Number	202230554
Deed Book / Page	4285 / 1994
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1908 FRONTERA ST, NAVARRE, FL 32566-9132
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 FRONTERA ST, NAVARRE, FL 32566-9132

Mortgage

Document Number	0044621068
Date	Dec 29, 2023
Book Page	4462/1068
Instrument	202357433

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 19, 2022
Property Address	1908 FRONTERA ST, NAVARRE, FL 32566-9132
Document Number	0042851994
Book / Page	4285 / 1994
Map Reference	MB C PG 31
Instrument Date	May 19, 2022
Instrument	202230554
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ALLURE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2906 KINGS DR, PANAMA CITY, FL 32405-1616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 FRONTERA ST, NAVARRE, FL 32566-9132

Mortgage

Document Number	0042851996
Date	May 19, 2022
Instrument	4285/1996

Lender

Name	PACIFIC SUN MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,106.00 (-0.16%)	$258,528 (+1.1%) Land $74,800 Building $183,728	$258,528 (+1.1%) Land $74,800 Building $183,728
2023	$3,111.00 (+22.05%)	$255,721 (+15.09%) Land $66,000 Building $189,721	$255,721 (+15.09%) Land $66,000 Building $189,721
2022	$2,549.00	$222,193	$222,193 Land $55,000 Building $167,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1908 Frontera St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	162 units insured incl. 26 condo units
Nearby Flood Claims	15 (1995–2024)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1908 Frontera St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

Nearby Properties on Frontera St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures