1908 Fox Trail Dr, La Grange, KY 40031 Property Records

Oldham County property record for 1908 Fox Trail Dr, La Grange, KY 40031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1985
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Nov 2021)
Tax Bill	$3,741 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-06A-01-45`

Property Details

APN / Parcel Number

Primary APN	`40-06A-01-45`
Alternative APN	`67801`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Logs
Roof Material	Composition Shingle
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	67801
Street Address	1908 FOX TRAIL DR
City	LA GRANGE
State	KY
Zip	40031-9443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE, CARPORT & 1.07AC
Legal Subdivision	FOX TRAIL
Legal Block	SEC 1
Legal Lot Number	45
Jurisdiction	OLDHAM KY
Township / Civil Division	LA GRANGE
Census Block Group	3
Census Block	3014
Census Tract	30401

Owner

Source: Oldham County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1908 FOX TRAIL DR, LA GRANGE, KY 40031-9443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Nov 24, 2021	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Deed Document Number	2021667418
Deed Book / Page	1310 / 447
Prior Transfer Date	Mar 23, 2009
Prior Transfer Doc	D947/444
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Recording Date	Jul 10, 2026
Property Address	1908 FOX TRAIL DR, LA GRANGE, KY 40031-9443
Document Number	0000872637
Book / Page	2752 / 169
Instrument Date	Jun 30, 2026
Instrument	2026872637
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 FOX TRAIL DR, LA GRANGE, KY 40031-9443
Investor	Possibly a Property Investor

Mortgage

Document Number	0000872637,
Date	Jul 10, 2026
Book Page	2752/169
Instrument	2026872637

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 20, 2066

Interest

Rate	6.48%
Max Rate	-1%

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Nov 24, 2021
Property Address	1908 FOX TRAIL DR, LA GRANGE, KY 40031-9443
Document Number	D1310/447
Book / Page	D1310 / 447
Map Reference	MB 3 PG 119
Instrument Date	Nov 17, 2021
Instrument	667418
Transaction Type	Transfer
Record Updated	Dec 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1908 FOX TRAIL DR, LA GRANGE, KY 40031-9443

Mortgage

Document Number	667419
Date	Nov 24, 2021
Instrument	667419

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,741.00 (+0.86%)	$300,000 (+1.69%) Land $40,000 Building $260,000	$300,000 (+1.69%) Land $40,000 Building $260,000
2023	$3,709.00	$295,000 Land $40,000 Building $255,000	$295,000 Land $40,000 Building $255,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2005–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDHAM COUNTY WATER DISTRICT serves 38,409 people · EPA ID KY0930333
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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