Kenton County property record for 1908 Fortside Cir, Fort Mitchell, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,120 sqft · built 1965 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Jul 2019) |
| Tax Bill | $2,337 (2025) |
| Deeds & Mortgages | Jun 2021 Construction Loan Dec 2020 Construction Loan + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-40-12-002.00 |
| Primary APN | 027-40-12-002.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,120 sqft Finished Area |
| Gross Area | 2,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1908 FORTSIDE CIR |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41011-1847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | M TOEBBEN SUB PT LOTS 6-7 SEC C |
| Legal Subdivision | TOEBBEN MATTH |
| Legal Phase | C |
| Legal Lot Number | 6,7 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 64800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1908 FORTSIDE CIR, FT MITCHELL, KY 41011-1847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK & TRUST CO |
| Dec 7, 2020 | Deed of Trust, Construction Loan · Construction Mortgage CENTRAL BK |
| Jul 15, 2019 | Warranty Deed, Transfer · Conventional with PMI US BK |
| Dec 26, 2018 | Deed of Trust, Mortgage · Line of Credit CENTRAL BK |
| Jun 22, 2018 | Deed of Trust, Mortgage · Line of Credit CENTRAL BK |
| Jun 20, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2019 · Amount on Record |
| Deed Sale | Jul 15, 2019 · Amount on Record |
| Prior Sale | Oct 31, 2013 · Amount on Record |
| Deed Document Number | 201907 15 059 00053 |
| Deed Book / Page | 6703 / 207 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1908 FORTSIDE CIR, FT MITCHELL, KY 41011-1847 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1908 FORTSIDE CIR, FT MITCHELL, KY 41011-1847 |
| Document Number | 0005900267 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 223/944 |
| Instrument | 21060105900267 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 7, 2020 |
| Property Address | 1908 FORTSIDE CIR, FT MITCHELL, KY 41011-1847 |
| Document Number | 0000000005 |
| Book / Page | 00M136 / 000409 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 5 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1908 FORTSIDE CIR FORT MITCHELL KY 410111847, FORT MITCHELL, KY 41011-1847 |
| Document Number | 0000000005 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 00M136/000409 |
| Instrument | 5 |
| Name | CENTRAL BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 6, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 15, 2019 |
| Property Address | 1908 FORTSIDE CIR, FT MITCHELL, KY 41011-1847 |
| Document Number | 0000000053 |
| Book / Page | 0C6703 / 000207 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 53 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1908 FORTSIDE CIR FORT MITCHELL KY 410111847, FORT MITCHELL, KY 41011-1847 |
| Document Number | 54 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 0C6703/000210 |
| Instrument | 54 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 14, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1908 FORTSIDE CIR, FT MITCHELL, KY 41011-1847 |
| Document Number | 0000000160 |
| Instrument Date | Dec 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1910 FORTSIDE CIR FORT MITCHELL KY 410111847, FORT MITCHELL, KY 41011-1847 |
| Document Number | 0000000160 |
|---|---|
| Date | Jan 3, 2019 |
| Book Page | 0C6575/000170 |
| Instrument | 160 |
| Name | CENTRAL BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 2, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1908 FORTSIDE CIR, FT MITCHELL, KY 41011-1847 |
| Document Number | 0000000273 |
| Instrument Date | Jun 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1910 FORTSIDE CIR FORT MITCHELL KY 410111847, FORT MITCHELL, KY 41011-1847 |
| Document Number | 0000000273 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 0C6442/000003 |
| Instrument | 273 |
| Name | CENTRAL BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 27, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 20, 2017 |
| Property Address | 1908 FORTSIDE CIR, FT MITCHELL, KY 41011-1847 |
| Document Number | 0000000102 |
| Book / Page | 0C6184 / 000191 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 102 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $305.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1910 FORTSIDE CIR FORT MITCHELL KY 410111847, FORT MITCHELL, KY 41011-1847 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $625,000 (-) Land $120,000 Building $505,000 | $625,000 (-) Land $120,000 Building $505,000 | |
| 2025 | $2,337.00 (-8.1%) | $625,000 (-) Land $120,000 Building $505,000 | $625,000 (-) Land $120,000 Building $505,000 |
| 2023 | $2,543.00 | $625,000 Land $120,000 Building $505,000 | $625,000 Land $120,000 Building $505,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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