Cooke County property record for 1908 Floral Dr, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,080 sqft · built 1970 |
| Lot Size | 0.223 acres (9,714 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,100 (May 2021) |
| Tax Bill | $2,491 (2025) |
| Deeds & Mortgages | Jan 2007 Mortgage Feb 2026 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2305-008-00005 |
| Primary APN | 2305-008-00005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 1,626 sqft |
| 1st Floor Area | 1,080 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 9,714 sqft (0.223 acres) |
| Garage Area | 351 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 75 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2305-008-00005 |
|---|---|
| Street Address | 1908 FLORAL DR |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-2030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GAINESVILLE WEST ADDN; BLOCK 8; LOT 5 |
| Legal Subdivision | GAINESVILLE WEST ADDN |
| Legal Block | 8 |
| Legal Lot Number | 5 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 400 |
Source: Cooke County records · APN 2305-008-00005
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1908 FLORAL DR, GAINESVILLE, TX 76240-2030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 02, 2007 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE HOME LOANS INC |
| Feb 27, 2026 | Vendor's Lien, Transfer SKIPPER BEZNER |
| May 07, 2021 | Vendor's Lien, Transfer · Seller Carry-Back SKIPPER BEZNER ETAL |
| May 07, 2021 | Vendor's Lien, Transfer · Seller Carry-Back SKIPPER BEZNER ETAL |
| May 07, 2021 | Vendor's Lien, Transfer |
| Jun 05, 2014 | Warranty Deed, Transfer HOWETH TITLE COMPANY, HOWETH TITLE CO |
| Jan 03, 2007 | Warranty Deed, Transfer COUNTRYWIDE HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2021 · Amount on Record |
| Deed Sale | May 07, 2021 · Amount on Record |
| Prior Sale | Jan 03, 2007 · Amount on Record |
| Deed Document Number | 20213890 |
| Deed Book / Page | 2417 / 419 |
| Prior Transfer Date | May 06, 2021 |
| Prior Transfer Doc | 002417/419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 1908 FLORAL DR, GAINESVILLE, TX 76240-2030 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001474/114 |
|---|---|
| Date | Jan 02, 2007 |
| Book Page | 1474/114 |
| Instrument | 2007-00000010 |
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2037 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Feb 27, 2026 |
| Property Address | 1908 FLORAL DR, GAINESVILLE, TX 76240-2030 |
| Document Number | 002767/657 |
| Book / Page | 2767 / 657 |
| Map Reference | CAB A SL 28 |
| Instrument Date | Feb 03, 2026 |
| Instrument | 2026-1416 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1808 RICE AVE, GAINESVILLE, TX 76240-6120 |
| Name | Verified Name |
|---|---|
| Address | 1908 FLORAL DR, GAINESVILLE, TX 76240-2030 |
| Date | Feb 27, 2026 |
|---|
| Name | SKIPPER BEZNER |
|---|---|
| Type | Private Party |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | May 07, 2021 |
| Property Address | 1908 FLORAL DR, GAINESVILLE, TX 76240-2030 |
| Document Number | 002417/419 |
| Book / Page | 2417 / 419 |
| Map Reference | CAB A SL 28A |
| Instrument Date | May 06, 2021 |
| Instrument | 3890 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 830 N WILLOW ST, LINDSAY, TX 76250-2160 |
| Name | Verified Name |
|---|---|
| Address | 1908 FLORAL DR, GAINESVILLE, TX 76240-2030 |
| Document Number | 0000003891 |
|---|---|
| Date | May 07, 2021 |
| Instrument | 3891 |
| Name | SKIPPER BEZNER ETAL |
|---|---|
| Type | Seller |
| Special Notes | Seller Financed |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | May 01, 2038 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | May 07, 2021 |
| Property Address | 1908 FLORAL DR, GAINESVILLE, TX 76240-2030 |
| Document Number | 002417/419 |
| Book / Page | 2417 / 419 |
| Map Reference | CAB A SL 28A |
| Instrument Date | May 06, 2021 |
| Instrument | 2021-3890 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 830 N WILLOW ST, LINDSAY, TX 76250-2160 |
| Name | Verified Name |
|---|---|
| Address | 1908 FLORAL DR, GAINESVILLE, TX 76240-2030 |
| Document Number | 0020223891 |
|---|---|
| Date | May 07, 2021 |
| Instrument | 2022-3891 |
| Name | SKIPPER BEZNER ETAL |
|---|---|
| Type | Seller |
| Special Notes | Seller Financed |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | May 01, 2038 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | May 07, 2021 |
| Property Address | 1908 FLORAL DR, GAINESVILLE, TX 76240-2030 |
| Document Number | 002417/419 |
| Book / Page | 2417 / 419 |
| Map Reference | CAB A SL 28A |
| Instrument Date | May 06, 2021 |
| Instrument | 2021-3890 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 830 N WILLOW ST, LINDSAY, TX 76250-2160 |
| Name | Verified Name |
|---|---|
| Address | 1908 FLORAL DR, GAINESVILLE, TX 76240-2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Jun 05, 2014 |
| Property Address | 1908 FLORAL DR, GAINESVILLE, TX 76240-2030 |
| Document Number | 001946/521 |
| Book / Page | 1946 / 521 |
| Map Reference | CAB A SL28A |
| Instrument Date | May 30, 2014 |
| Instrument | 00048936 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | HOWETH TITLE COMPANY, HOWETH TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 822, THROCKMORTON, TX 76483-0822 |
| Name | Verified Name |
|---|---|
| Address | 830 N WILLOW ST, LINDSAY, TX 76250-2160 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Jan 03, 2007 |
| Property Address | 1908 FLORAL DR, GAINESVILLE, TX 76240-2030 |
| Document Number | 001474/368 |
| Book / Page | 1474 / 368 |
| Map Reference | CBA SL28A |
| Instrument Date | Dec 29, 2006 |
| Instrument | 2007-00000059 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1908 FLORAL DR, GAINESVILLE, TX 76240-2030 |
| Date | Jan 03, 2007 |
|---|
| Name | COUNTRYWIDE HOME LOANS INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|
Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,491.00 (-8.55%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $193,362 (+12.49%) Land $50,032 Building $143,330 | $193,362 (+12.49%) Land $50,032 Building $143,330 |
| 2024 | $2,724.00 (-20.51%) | ||
| 2023 | $171,886 Land $45,466 Building $126,420 | $171,886 Land $45,466 Building $126,420 | |
| 2022 | $3,427.00 |
Source: FEMA National Flood Hazard Layer as of April 26, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1989–2015) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Fiber | 2,000 / 2,000 |
| Optimum Communications Cable | 940 / 35 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: AT&T, Element8 Technology Investment Group, T-Mobile USA, Verizon.
Based on FCC filings for 117 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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