1908 Fleming Ave, Owensboro, KY 42301 Property Records

Daviess County property record for 1908 Fleming Ave, Owensboro, KY 42301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,440 sqft · built 1950
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$134,900 (Aug 2020)
Tax Bill	$478 (2025)
Deeds & Mortgages	Dec 2009 Mortgage Dec 2009 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-08-05-003-00-000`

Property Details

APN / Parcel Number

Primary APN	`004-08-05-003-00-000`
Alternative APN	`0024996`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1908 FLEMING AVE
City	OWENSBORO
State	KY
Zip	42301-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1908 FLEMING AVE
Legal Subdivision	GRIFFITH AVENUE
Legal Lot Number	31-32
Jurisdiction	DAVIESS KY
Township / Civil Division	OWENSBORO
Census Block Group	2
Census Block	2016
Census Tract	700

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1908 FLEMING AVE, OWENSBORO, KY 42301-4411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2009	Deed of Trust, Mortgage US BANK NA
Dec 23, 2009	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2020 · Amount on Record
Deed Sale	Aug 31, 2020 · Amount on Record
Record Updated	Oct 29, 2026

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIESS KY
Property Address	1908 FLEMING AVE, OWENSBORO, KY 42301-4411
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001732/028
Date	Dec 23, 2009
Book Page	1732/028
Instrument	2009-00020007

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2040

December 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Dec 23, 2009
Property Address	1908 FLEMING AVE, OWENSBORO, KY 42301-4411
Document Number	000870/279
Book / Page	0870 / 279
Map Reference	DD138 PG409
Instrument Date	Dec 15, 2009
Instrument	200900020005
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1641 GMITH AVE, OWENSBORO, KY 42301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 FLEMING AVE, OWENSBORO, KY 42301-4411
Investor	Possibly a Property Investor

Mortgage

Document Number	001732/012
Date	Dec 23, 2009
Book Page	1732/012
Instrument	2009-00020006

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Owensboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,900 (-)	$143,900 (-)
2025	$478.00 (-68.64%)	$143,900 (+6.67%) Land $25,000 Building $118,900	$143,900 (+6.67%) Land $25,000 Building $118,900
2023		$134,900 (-)	$134,900 (-)
2022	$1,524.00	$134,900	$134,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1981–1983)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Owensboro Municipal Utilities Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T.

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