1908 Ferrell St, Humboldt, TN 38343 Property Records

Gibson County property record for 1908 Ferrell St, Humboldt, TN 38343

Property Summary

Property Type	Duplex
Details	2 ba · 1,696 sqft · built 1953
Lot Size	0.343 acres (14,950 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Jul 2024)
Tax Bill	$1,282 (2025)
Deeds & Mortgages	Mar 2023 Sale Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`027170B H 00201`

Property Details

APN / Parcel Number

Primary APN	`027170B H 00201`
Alternative APN	`170B H 00201`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	1,696 sqft
Basement Area	928 sqft
Unfinished Basement	928 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1990
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,950 sqft (0.343 acres)
Lot Dimensions	230 ft deep x 65 ft wide
Porch	Open Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1908 FERRELL ST
City	HUMBOLDT
State	TN
Zip	38343-2241
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	DISTRICT: 03, COUNTY AREA: H11
Jurisdiction	GIBSON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1023
Census Tract	967002

Owner

Source: Gibson County records, as of January 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1 JIM BOB SCRUGGS RD, HUMBOLDT, TN 38343-6630
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Warranty Deed, Transfer
Dec 20, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2024 · Amount on Record
Deed Sale	Jul 31, 2024 · Amount on Record
Deed Document Number	0001107227
Deed Book / Page	1090 / 66
Prior Transfer Date	Mar 29, 2023
Prior Transfer Doc	224037
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GIBSON TN
Recording Date	Mar 29, 2023
Property Address	1908 FERRELL ST, HUMBOLDT, TN 38343-2241
Document Number	0000224037
Book / Page	1090 / 66
Instrument Date	Jan 10, 2023
Instrument	224037
Transaction Type	Transfer
Record Updated	Apr 10, 2023

Transaction

Amount	Amount Recorded
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 HURNBOLDT HWY, HUMBOLDT, TN 38343

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	1908 FERRELL ST, HUMBOLDT, TN 38343-2241
Document Number	0000191925
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1549 EASTVIEW DR HUMBOLDT TN 383432118, HUMBOLDT, TN 38343-2118

Mortgage

Document Number	0000191925
Date	Dec 26, 2019
Book Page	001042/001682
Instrument	191925

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Dec 25, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gibson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Gibson County
Municipality	Humboldt City
Unified School District	Humboldt City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,282.00	$47,280 Land $4,400 Building $42,880
2024			$118,200 Land $11,000 Building $107,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUMBOLDT UTILITIES-WATER DEPT serves 9,908 people · EPA ID TN0000314
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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