1908 Ferguson St, Pea Ridge, AR 72751 Property Records

Benton County property record for 1908 Ferguson St, Pea Ridge, AR 72751

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$429,000 (Sep 2026)
Tax Bill	$4,115 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`13-04678-000`

Property Details

APN / Parcel Number

Primary APN	`13-04678-000`
Alternative APN	`201511`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,285 sqft Living Area
Gross Area	2,934 sqft
1st Floor Area	1,713 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	649 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1908 FERGUSON ST
City	PEA RIDGE
State	AR
Zip	72751-5052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 5/22/2024 L202426333
Legal Range	29
Legal Township	21
Legal Section	32
Legal Subdivision	YORKTOWN SUB PH 2-PEA RIDGE
Legal Lot Number	192
Jurisdiction	BENTON AR
Township / Civil Division	7
Census Block Group	1
Census Block	1018
Census Tract	20103

Owner

Source: Benton County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1908 FERGUSON ST, PEA RIDGE, AR 72751-5052
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer · VA Mortgage CENTENNIAL BANK
Feb 10, 2025	Deed of Trust, Mortgage · Construction Mortgage FIRST WESTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Deed Document Number	202654378
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Sep 23, 2026
Property Address	1908 FERGUSON ST, PEA RIDGE, AR 72751-5052
Document Number	0000054378
Instrument Date	Sep 21, 2026
Instrument	202654378
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	REALTY TITLE INC, REALTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$142,985.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1908 FERGUSON ST, PEA RIDGE, AR 72751-5052

Mortgage

Document Number	0000054380,
Date	Sep 23, 2026
Instrument	202654380

Lender

Name	CENTENNIAL BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	1908 FERGUSON ST, PEA RIDGE, AR 72751-5052
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 632, BENTONVILLE, AR 72712-0632
Investor	Possibly a Property Investor

Mortgage

Document Number	L202506877
Date	Feb 10, 2025
Instrument	L202506877

Lender

Name	FIRST WESTERN BANK
Type	Bank
Address	7322 W SUNSET AVE STE D, SPRINGDALE, AR 72762

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 7, 2026

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Pea Ridge City
Unified School District	Pea Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,115.00 (+539.97%)	$71,941 (+520.18%) Land $11,600 Building $60,341	$359,705 (+520.18%) Land $58,000 Building $301,705
2025	$643.00	$11,600 Land $11,600
2024			$58,000 Land $58,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 70% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	10 / 1

May also be available: Cox Communications.

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