Bell County property record for 1908 Fall Creek Dr, Harker Heights, TX 76548
| Property Type | Single Family Home |
|---|---|
| Details | 3,014 sqft · built 2017 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0922951174 |
| Primary APN | 0922951174 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,014 sqft Living Area |
| Gross Area | 3,015 sqft |
| 1st Floor Area | 3,014 sqft |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Area | 516 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 805 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Account Number | 827715 |
|---|---|
| Street Address | 1908 FALL CREEK DR |
| City | HARKER HEIGHTS |
| State | TX |
| Zip | 76548-8692 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE RIDGE PHASE THREE, BLOCK 009, LOT 0026, ACRES .53 |
| Legal Subdivision | THE RIDGE PHASE THREE |
| Legal Block | 9 |
| Legal Lot Number | 26 |
| Jurisdiction | BELL TX |
| Township / Civil Division | KILLEEN |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 21802 |
1908 Fall Creek Dr is owned by two individuals who acquired it in May 2017.
Source: Bell County records, as of November 9, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1908 FALL CREEK DR, HARKER HEIGHTS, TX 76548-8692 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 30, 2017 | Deed of Trust, Mortgage · VA Mortgage SWBC MORTGAGE CORP |
| May 12, 2017 | Warranty Deed, Construction Loan · Construction Mortgage FIRST ST BK/CTRL TX |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2017 |
| Deed Sale | May 12, 2017 |
| Deed Document Number | 2017-00019229 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 1908 FALL CREEK DR, HARKER HEIGHTS, TX 76548-8692 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPA |
| Name | Verified Name |
|---|
| Document Number | 0000019390 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021019390 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 1908 FALL CREEK DR, HARKER HEIGHTS, TX 76548-8692 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049727 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 2017-00049727 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PO BOX 795027, SAN ANTONIO, TX 78279 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | May 12, 2017 |
| Property Address | 1908 FALL CREEK DR, HARKER HEIGHTS, TX 76548-8692 |
| Document Number | 0000019229 |
| Instrument Date | May 10, 2017 |
| Instrument | 19229 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 2, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4612 BLACK FOREST LN KILLEEN TX 765495711, KILLEEN, TX 76549-5711 |
| Document Number | 19231 |
|---|---|
| Date | May 12, 2017 |
| Instrument | 19231 |
| Name | FIRST ST BK/CTRL TX |
|---|---|
| Type | Bank |
| Address | TEMPLE, TX 76503 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Harker Heights City |
| Unified School District | Killeen Independent School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $645,719 Land $62,334 Building $583,385 | $645,719 Land $62,334 Building $583,385 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1908 Fall Creek Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1908 Fall Creek Dr is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 73% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023 |
|---|---|
| Water Source | Purchased surface water from BELL COUNTY WCID 1 |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Western Broadband Fixed Wireless | 200 / 40 |
| SOS Communications Fixed Wireless | 100 / 20 |
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