1908 Fall Creek Dr, Harker Heights, TX 76548 Property Records

Bell County property record for 1908 Fall Creek Dr, Harker Heights, TX 76548

Property Summary

Property TypeSingle Family Home
Details3,014 sqft · built 2017
Lot Size0.53 acres (23,087 sqft)
Owner2 Individual Names on File
Deeds & MortgagesMar 2021 Mortgage
Nov 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0922951174

Property Details

APN / Parcel Number

Primary APN0922951174
Alternative APNs
  • 397662
  • 827715

Interior

Stories1 Story
Building Area3,014 sqft Living Area
Gross Area3,015 sqft
1st Floor Area3,014 sqft

Exterior

Year BuiltBuilt 2017
Exterior MaterialStone
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area23,087 sqft (0.53 acres)
Garage Area516 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area805 sqft
Lawn SprinklersLawn Sprinklers

Location & Zoning

Account Number827715
Street Address1908 FALL CREEK DR
CityHARKER HEIGHTS
StateTX
Zip76548-8692
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE RIDGE PHASE THREE, BLOCK 009, LOT 0026, ACRES .53
Legal SubdivisionTHE RIDGE PHASE THREE
Legal Block9
Legal Lot Number26
JurisdictionBELL TX
Township / Civil DivisionKILLEEN
Census Block Group3
Census Block3040
Census Tract21802

Owner

1908 Fall Creek Dr is owned by two individuals who acquired it in May 2017.

Source: Bell County records, as of November 9, 2023

Owner of Record2 Individual Names on File
Mailing Address1908 FALL CREEK DR, HARKER HEIGHTS, TX 76548-8692
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 30, 2017Deed of Trust, Mortgage · VA Mortgage
SWBC MORTGAGE CORP
May 12, 2017Warranty Deed, Construction Loan · Construction Mortgage
FIRST ST BK/CTRL TX

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2017
Deed SaleMay 12, 2017
Deed Document Number2017-00019229
Record UpdatedJun 7, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address1908 FALL CREEK DR, HARKER HEIGHTS, TX 76548-8692
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019390
DateMar 31, 2021
Instrument2021019390
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address1908 FALL CREEK DR, HARKER HEIGHTS, TX 76548-8692
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049727
DateNov 30, 2017
Instrument2017-00049727
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
AddressPO BOX 795027, SAN ANTONIO, TX 78279
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

May 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateMay 12, 2017
Property Address1908 FALL CREEK DR, HARKER HEIGHTS, TX 76548-8692
Document Number0000019229
Instrument DateMay 10, 2017
Instrument19229
Transaction TypeConstruction Loan
Record UpdatedJun 2, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4612 BLACK FOREST LN KILLEEN TX 765495711, KILLEEN, TX 76549-5711

Mortgage

Document Number19231
DateMay 12, 2017
Instrument19231
Lender
NameFIRST ST BK/CTRL TX
TypeBank
AddressTEMPLE, TX 76503
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityHarker Heights City
Unified School DistrictKilleen Independent School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$645,719 Land $62,334 Building $583,385$645,719 Land $62,334 Building $583,385

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1908 Fall Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1908 Fall Creek Dr is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 73% of Texas
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HARKER HEIGHTS
serves 35,957 people · EPA ID TX0140023
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Nextlink
Fixed Wireless
500 / 100
Western Broadband
Fixed Wireless
200 / 40
SOS Communications
Fixed Wireless
100 / 20

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