1908 Elmsmere Ave, Richmond, VA 23227 Property Records

Richmond City property record for 1908 Elmsmere Ave, Richmond, VA 23227 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,224 sqft · built 1947
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Individual Names on File
Last Sale	$269,000 (Apr 2022)
Tax Bill	$3,528 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jul 2020 Mortgage
APN	`N-017-0603-005`

Property Details

APN / Parcel Number

Primary APN	`N-017-0603-005`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	864 sqft
Upper Floors Area	360 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	137 ft deep x 50 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1908 ELMSMERE AVE
City	RICHMOND
State	VA
Zip	23227-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST GINTER PARK L5 B3; 0050.00X0137.50 0000.000
Legal Subdivision	WEST GINTER PARK
Jurisdiction	RICHMOND CITY VA
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2006
Census Tract	10202

Owner

Source: Richmond City records · APN N-017-0603-005

Assessment roll updated August 10, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1908 ELMSMERE AVE, RICHMOND, VA 23227-4306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2022	Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK NA
Jul 09, 2020	Quit Claim Deed, Transfer VIRGINIA CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Prior Sale	Dec 18, 2003 · Amount on Record
Deed Document Number	20229199
Prior Transfer Date	Jul 07, 2020
Prior Transfer Doc	0000014840
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Apr 18, 2022
Property Address	1908 ELMSMERE AVE, RICHMOND, VA 23227-4306
Document Number	0000009199
Instrument Date	Apr 15, 2022
Instrument	220009199
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 ELMSMERE AVE, RICHMOND, VA 23227-4306

Mortgage

Document Number	0000009200
Date	Apr 18, 2022
Instrument	220009200

Lender

Name	CITIZENS BANK NA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 21, 2037

Interest

Rate Type	Fixed Rate

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHMOND CITY VA
Recording Date	Jul 09, 2020
Property Address	1908 ELMSMERE AVE, RICHMOND, VA 23227-4306
Document Number	0000014840
Instrument Date	Jul 07, 2020
Instrument	14840
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5911 KENSINGTON AVE RICHMOND VA 232262635, RICHMOND, VA 23226-2635

Mortgage

Document Number	14841
Date	Jul 09, 2020
Instrument	14841

Lender

Name	VIRGINIA CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 08, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Richmond City records · Assessment roll updated August 10, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Richmond City
Unified School District	Richmond City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,528.00 (+2.08%)	$294,000 (+9.7%) Land $93,000 Building $201,000	$294,000 (+9.7%) Land $93,000 Building $201,000
2025	$3,456.00 (+17,18%)
2024		$268,000 Land $80,000 Building $188,000
2023			$268,000 Land $80,000 Building $188,000
2020	$20.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 517600102022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 385 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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