1908 Elm St, Wilmington, DE 19805 Property Records

New Castle County property record for 1908 Elm St, Wilmington, DE 19805

Property Summary

Property Type	Duplex
Details	3 bd · 1.5 ba · 1,188 sqft · built 1941
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Tax Bill	$1,688 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-033.20-045`

Property Details

APN / Parcel Number

Primary APN	`26-033.20-045`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,188 sqft Living Area
1st Floor Area	594 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Duplex Single
Exterior Material	Brick
Roof Type	Gable
Roof Material	Slate
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	100 ft deep x 27 ft wide
Garage Type	Detached
Garage Area	140 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	1908 ELM ST
City	WILMINGTON
State	DE
Zip	19805-3855
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	26R-2
Legal Subdivision	WILMINGTON
Legal Block	569
Legal Lot Number	19
Jurisdiction	NEW CASTLE DE
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3009
Census Tract	2500

Owner

1908 Elm St, a duplex, is owned and occupied by an individual who acquired it in November 2017.

Source: New Castle County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1908 ELM ST, WILMINGTON, DE 19805-3855
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Nov 8, 2017	Deed, Transfer DELAWARE STATE HOUSING AUTHORITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017
Deed Sale	Nov 8, 2017
Prior Sale	Apr 24, 2015 · Amount on File
Deed Document Number	201758628
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW CASTLE DE
Property Address	1908 ELM ST, WILMINGTON, DE 19805-3855
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071889
Date	Jun 21, 2021
Instrument	20210621-0071889

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Nov 8, 2017
Property Address	1908 ELM ST, WILMINGTON, DE 19805-3855
Document Number	0000058628
Map Reference	DOC 20150427-0019267
Instrument Date	Nov 6, 2017
Instrument	20171108-0058628
Transaction Type	Transfer
Record Updated	Oct 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 ELM ST, WILMINGTON, DE 19805-3855

Mortgage

Document Number	0000058630
Date	Nov 8, 2017
Instrument	20171108-0058630

Lender

Name	DELAWARE STATE HOUSING AUTHORITY
Type	Government Agency
Address	DOVER, DE 19901

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1908 Elm St was $1,688.

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Municipality	Wilmington City
Unified School District	Christina School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,688.00	$242,700 Land $42,200 Building $200,500
2023	$1,811.00 (+1.06%)	$50,400 (-) Land $6,800 Building $43,600
2022	$1,792.00	$50,400 Land $6,800 Building $43,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1908 Elm St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2006–2008)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1908 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON WATER DEPARTMENT serves 107,976 people · EPA ID DE0000663
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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