1908 E St NW, Miami, OK 74354 Property Records

Ottawa County property record for 1908 E St NW, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 976 sqft · built 1957
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$92,500 (Nov 2020)
Tax Bill	$936 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14855`

Property Details

APN / Parcel Number

Primary APN	`14855`
Alternative APN	`3620-00-000-375-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	976 sqft Living Area
1st Floor Area	976 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	14855
Street Address	1908 E ST NW
City	MIAMI
State	OK
Zip	74354-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 375-376 & N2 LT 377 BELMONT ADDN
Legal Range	22E
Legal Township	28N
Legal Section	24
Legal Subdivision	BELMONT
Legal Lot Number	375-377
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1054
Census Tract	574300

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1908 E ST NW, MIAMI, OK 74354-1822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
May 21, 2020	Intrafamily Transfer, Transfer APEX TITLE NORTHEAST OK LLC
May 21, 2020	Special Warranty Deed, Transfer
Sep 25, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2020 · Amount on Record
Deed Sale	Nov 3, 2020 · Amount on Record
Prior Sale	May 21, 2020 · Amount on Record
Deed Document Number	20204760
Deed Book / Page	1121 / 135
Prior Transfer Date	Sep 16, 2019
Prior Transfer Doc	001097/612
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Nov 3, 2020
Property Address	1908 E ST NW, MIAMI, OK 74354-1822
Document Number	001121/135
Book / Page	1121 / 135
Instrument Date	Oct 30, 2020
Instrument	2020-004760
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$138.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 E ST NW, MIAMI, OK 74354-1822

Mortgage

Document Number	2020004761
Date	Nov 3, 2020
Instrument	2020-004761

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA OK
Recording Date	May 21, 2020
Property Address	1908 E ST NW, MIAMI, OK 74354-1822
Document Number	001110/583
Book / Page	1110 / 583
Instrument Date	May 19, 2020
Instrument	2020-002094
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11700 S 540 RD, MIAMI, OK 74354-5207

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	May 21, 2020
Property Address	1908 E ST NW, MIAMI, OK 74354-1822
Document Number	001110/581
Book / Page	1110 / 581
Instrument Date	May 13, 2020
Instrument	2020-002093
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Tax	$31.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11700 S 540 RD, MIAMI, OK 74354-5207

September 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	OTTAWA OK
Recording Date	Sep 25, 2019
Property Address	1908 E ST NW, MIAMI, OK 74354-1822
Document Number	001097/612
Book / Page	1097 / 612
Instrument Date	Sep 16, 2019
Instrument	2019-003887
Transaction Type	Foreclosure
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Judgment Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 399, LOWELL, AR 72745-0399

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,640 (-0.81%) Land $726 Building $8,914	$84,564 (-0.81%) Land $6,370 Building $78,194
2025	$936.00 (-1.27%)	$9,719 (-11.11%) Land $726 Building $8,993	$85,253 (-11.12%) Land $6,370 Building $78,883
2024	$948.00 (-5.2%)	$10,934 (+3.8%) Land $726 Building $10,208	$95,916 (+3.81%) Land $6,370 Building $89,546
2023	$1,000.00 (+2.67%)	$10,534 (-) Land $713 Building $9,821	$92,400 (-) Land $6,250 Building $86,150
2022	$974.00	$10,534 Land $713 Building $9,821	$92,400 Land $6,250 Building $86,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	18 (1986–2019)
Claims Outside the SFHA	2 of 18
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2011 · 4 claims Severe Storms, Flooding, And Tornadoes, Jul 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Wisper ISP.

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