1908 E Florida Ave, Urbana, IL 61802 Property Records

Champaign County property record for 1908 E Florida Ave, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,548 sqft · built 1985
Lot Size	0.196 acres (8,530 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Jul 2006)
Tax Bill	$4,495 (2024)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-479-021`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-479-021`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,548 sqft Building Perimeter
1st Floor Area	1,548 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Stucco
Roof Material	Other
Lot Area	8,530 sqft (0.196 acres)
Garage Type	Attached
Garage Area	425 sqft
Driveway	Concrete Driveway
Driveway Area	380 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1908 E FLORIDA AVE
City	URBANA
State	IL
Zip	61802-5580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 WELLERS LINCOLNWOOD, 3RD SEC.
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	WELLERS LINCOLNWOOD, 3RD SEC.
Legal Lot Number	15
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1015
Census Tract	5601

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1908 E FLORIDA AVE, URBANA, IL 61802-5580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2006 · Amount on Record
Deed Sale	Jul 6, 2006 · Amount on Record
Deed Document Number	200617999
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1908 E FLORIDA AVE, URBANA, IL 61802-5580
Document Number	0000004859
Instrument Date	Mar 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 E FLORIDA AVE URBANA IL 618025580, URBANA, IL 61802-5580

Mortgage

Document Number	0000004859
Date	Apr 3, 2018
Instrument	4859

Lender

Name	REGIONS BK/FAYETTE
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,470 (+25.95%) Land $14,010 Building $38,460	$157,410 (+25.95%) Land $42,030 Building $115,380
2024	$4,495.00 (+16.48%)
2022	$3,859.00 Homeowner's exemption	$41,660 Land $11,120 Building $30,540	$124,980 Land $33,360 Building $91,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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