Hillsborough County property record for 1908 E Emma St, Tampa, FL 33610
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,348 sqft · built 1977 |
| Lot Size | 0.15 acres (6,527 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $489 (2025) |
| Deeds & Mortgages | Aug 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 157918-0000 |
| Primary APN | 157918-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| Gross Area | 1,383 sqft |
| 1st Floor Area | 1,348 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Mansion |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,527 sqft (0.15 acres) |
| Lot Dimensions | 107 ft deep x 61 ft wide |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1579180000 |
|---|---|
| Street Address | 1908 E EMMA ST |
| City | TAMPA |
| State | FL |
| Zip | 33610-6136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-60 |
| Legal Description | BIG OAKS SUBDIVISION LOT 14 BLOCK 5 |
| Legal Range | 19E |
| Legal Township | 29S |
| Legal Section | 06 |
| Legal Subdivision | BIG OAKS SUBDIVISION |
| Legal Tract | 4BK |
| Legal Block | 5 |
| Legal Lot Number | 14 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 2000 |
1908 E Emma St is owned and occupied by two individuals.
Source: Hillsborough County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 310276, TAMPA, FL 33680-0276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 1908 E EMMA ST, TAMPA, FL 33610-6136 |
| Document Number | 0261010165 |
| Instrument Date | Aug 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 310276 TAMPA FL 336800276, TAMPA, FL 33680-0276 |
| Document Number | 0261010165 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 026101/000165 |
| Instrument | 393948 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219-6009 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
The 2025 property tax bill for 1908 E Emma St was $489 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Municipality | Tampa City |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,141 (+2.7%) | $207,774 (-0.82%) Land $71,079 Building $136,695 | |
| 2025 | $489.00 Homeowner's exemption | $41,033 | $209,501 Land $77,541 Building $131,960 |
| 2023 | $434.00 (+4.83%) Homeowner's exemption | $38,716 (+3%) | $191,467 (+4.69%) Land $64,617 Building $126,850 |
| 2022 | $414.00 Homeowner's exemption | $37,588 | $182,893 Land $54,925 Building $127,968 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1908 E Emma St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1908 E Emma St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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