1908 E 1220 S, Saint George, UT 84790 Property Records

Washington County property record for 1908 E 1220 S, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,823 sqft · built 2015
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,800 (2025)
Deeds & Mortgages	Jan 2022 Reverse Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SG-RCL-2-43`

Property Details

APN / Parcel Number

Primary APN	`SG-RCL-2-43`
Alternative APN	`0949092`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,823 sqft Living Area
Gross Area	2,011 sqft
1st Floor Area	1,823 sqft
Attic	Attic
Attic Area	1,282 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Concrete
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	641 sqft
Porch	Covered Slab
Porch Area	249 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0949092
Street Address	1908 E 1220 S
City	SAINT GEORGE
State	UT
Zip	84790-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: RIVERSIDE CLIFFS 2 (SG) LOT: 43
Legal Subdivision	RIVERSIDE CLIFFS SUBDIVISION PH 2
Legal Lot Number	43
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	2
Census Block	2004
Census Tract	271800

Owner

1908 E 1220 S is owned and occupied by two individuals.

Source: Washington County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1908 E 1220 S, SAINT GEORGE, UT 84790-1215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC
Aug 28, 2019	Deed of Trust, Mortgage · FHA Mortgage CHERRY CREEK MORTGAGE CO INC
Aug 23, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	1908 E 1220 S, SAINT GEORGE, UT 84790-1215
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	MOUNTAIN VIEW TITLE-STATE GEORGE, MOUNTAIN VIEW TITLE ST GEORG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 E 1220 S, SAINT GEORGE, UT 84790-1215

Mortgage

Document Number	0000002836
Date	Jan 14, 2022
Instrument	20220002836

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.52%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.52%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	1908 E 1220 S, ST GEORGE, UT 84790-1215
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	SOUTHERN UTAH TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034671
Date	Aug 28, 2019
Instrument	20190034671

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	1908 E 1220 S, ST GEORGE, UT 84790-1215
Document Number	0000034672
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	SOUTHERN UTAH TITLE COMPANY, SOUTHERN UTAH TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1908 E 1220 S ST GEORGE UT 847901215, ST GEORGE, UT 84790-1215

Mortgage

Document Number	0000034672
Date	Aug 28, 2019
Instrument	34672

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	3.44%

Tax Assessment & Valuation

The 2025 property tax bill for 1908 E 1220 S was $1,800.

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,440 Land $99,000 Building $187,440	$520,800 Land $180,000 Building $340,800
2025	$1,800.00
2023	$1,714.00	$256,135	$465,700 Land $140,000 Building $325,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1908 E 1220 S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1908 E 1220 S is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 64% of Utah
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
TDS Telecom Fiber · Cable in parts of the area	1,000 / 1,000
InfoWest Fixed Wireless	200 / 40
Kayenta Technologies Fixed Wireless	100 / 20

May also be available: SC Broadband, Verizon.

Nearby Properties on E 1220 S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures