Schenectady County and Niskayuna Town property record for 1908 Dean St, Niskayuna, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,616 sqft · built 1953 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Nov 2021) |
| Tax Bill | $10,650 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Apr 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 40.14-1-58 |
| Primary APN | 422400 40.14-1-58 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Upper Floors Area | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 188 ft deep x 52.8 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 138 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1908 DEAN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-4112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 58.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 32000 |
1908 Dean St is owned and occupied by an individual who bought it in November 2021.
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1908 DEAN ST, SCHENECTADY, NY 12309-4112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Apr 23, 2019 | Warranty Deed, Transfer · FHA Mortgage SEFCU MORTGAGE SERVICES |
| Jun 26, 2018 | Trustee's Deed, Foreclosure STARLIGHT LNDG LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2021 · Amount on File |
| Deed Sale | Nov 5, 2021 · Amount on File |
| Prior Sale | Apr 23, 2019 · Amount on File |
| Deed Document Number | 202155557 |
| Deed Book / Page | 2070 / 954 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 5, 2021 |
| Property Address | 1908 DEAN ST, SCHENECTADY, NY 12309-4112 |
| Document Number | 0000055557 |
| Book / Page | 2070 / 954 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 202155557 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1908 DEAN ST, 1908, NISKAYUNA, NY 12309-4112 |
| Name | Verified Name |
|---|---|
| Address | 841 DEAN ST, SCHENECTADY, NY 12309-6204 |
| Document Number | 0000055565 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 202155565 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 23, 2019 |
| Property Address | 1908 DEAN ST, SCHENECTADY, NY 12309-4112 |
| Document Number | 0000017623 |
| Book / Page | 2009 / 849 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 201917623 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | STEWART TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 11077, LOUDONVILLE, NY 12211-0077 |
| Name | Verified Name |
|---|---|
| Address | 221 HARBORSIDE DR APT 418, 418, SCHENECTADY, NY 12305-1081 |
| Document Number | 0000017630 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 201917630 |
| Name | SEFCU MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 26, 2018 |
| Property Address | 1908 DEAN ST, SCHENECTADY, NY 12309-4112 |
| Book / Page | 001990 / 000118 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 28249 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 2, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 11077 LOUDONVILLE NY 122110077, LOUDONVILLE, NY 12211-0077 |
| Document Number | 0000028249 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 004846/000387 |
| Instrument | 28249 |
| Name | STARLIGHT LNDG LLC |
|---|---|
| Address | 13080 MARSH LNDG, WEST PALM BEACH, FL 33418-7500 |
| Amount | Amount on Record |
|---|
| Rate | 9% |
|---|
The 2026 property tax bill for 1908 Dean St was $10,650, up 1.1% from the year before.
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,650.00 (+1.1%) | ||
| 2025 | $10,534.00 | $235,000 Land $40,300 Building $194,700 | $348,100 Land $59,695 Building $288,405 |
| 2023 | $235,000 Land $40,300 Building $194,700 | $297,500 Land $51,018 Building $246,482 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1908 Dean St in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 40 (2005–2011) |
| Claims Outside the SFHA | 40 of 40 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1908 Dean St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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