1908 Cumberland Ave, Middlesboro, KY 40965 Property Records

Bell County property record for 1908 Cumberland Ave, Middlesboro, KY 40965

Property Summary

Property Type	Commercial
Details	4,719 sqft · built 1913
Lot Size	0.086 acres (3,750 sqft)
Owner	Company Name on Record
Last Sale	$30,000 (Jan 2017)
Tax Bill	$321 (2025)
Deeds & Mortgages	Jan 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`069-43-00-027.00`

Property Details

APN / Parcel Number

Primary APN	`069-43-00-027.00`
Alternative APNs	`11403` `4890`

Interior

Stories	2 Stories
Building Area	4,719 sqft Total Area

Exterior

Year Built	Built 1913
Exterior Material	Brick
Lot Area	3,750 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	4890
Street Address	1908 CUMBERLAND AVE
City	MIDDLESBORO
State	KY
Zip	40965-1231
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	NE 11 (LOT 13)
Legal Lot Number	13
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	1
Census Block	1043
Census Tract	960700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Middlesboro Downtown Commercial District listed 1983 · 61 contributing resources · NRIS 83002554

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bell County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1910 CUMBERLAND AVE, MIDDLESBORO, KY 40965-1231
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2017 · Amount on Record
Deed Sale	Jan 12, 2017 · Amount on Record
Deed Document Number	170319
Deed Book / Page	D372 / 806
Record Updated	Jun 8, 2026

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Jan 12, 2017
Property Address	1908 CUMBERLAND AVE, MIDDLESBORO, KY 40965-1231
Document Number	00D372/806
Book / Page	D372 / 806
Instrument Date	Jan 10, 2017
Instrument	170319
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 EDGEWOOD RD, MIDDLESBORO, KY 40965-2811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 CUMBERLAND AVE, MIDDLESBORO, KY 40965-1231
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bell County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$321.00 (+2.23%)	$30,000 (-) Land $30,000	$30,000 (-) Land $30,000
2023	$314.00	$30,000	$30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	43 (1981–2021)
Claims Outside the SFHA	21 of 43
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 13 claims Severe Storms, Tornadoes,and Flooding, Apr 1998 · 5 claims Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20