Hamilton County property record for 1908 Croy Ln, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,512 sqft · built 1986 |
| Lot Size | 0.091 acres (4,000 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $1,354 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 148M A 002.01 |
| Primary APN | 148M A 002.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,000 sqft (0.091 acres) |
| Lot Dimensions | 160 ft deep x 25 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000082688 |
|---|---|
| Old Parcel Number | 148M A 00201 |
| Street Address | 1908 CROY LN |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-5751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 CONCORD ACRES LT 9 REV 39-365 REV 42 |
| Legal Subdivision | CONCORD ACRES |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 11446 |
The current owner of 1908 Croy Ln acquired it in February 2005.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 7025 IGOU GAP RD, CHATTANOOGA, TN 37421-5750 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 17, 2005 |
| Transfer Doc | 0000000283 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1908 Croy Ln was $1,354, up 17.9% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,354.00 (+17.94%) | $89,350 (+74.09%) | $357,400 (+74.09%) Land $60,000 Building $297,400 |
| 2024 | $1,148.00 | $51,325 (-) | $205,300 (-) Land $40,000 Building $165,300 |
| 2023 | $1,148.00 | $51,325 (-) | $205,300 (-) Land $40,000 Building $165,300 |
| 2022 | $1,148.00 | $51,325 | $205,300 Land $40,000 Building $165,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1908 Croy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1908 Croy Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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