Polk County property record for 1908 Crossroads Blvd, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,781 sqft · built 2008 |
| Lot Size | 0.245 acres (10,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Aug 2018) |
| Tax Bill | $3,882 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-19-829621-000260 |
| Primary APN | 27-28-19-829621-000260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,781 sqft Living Area |
| Gross Area | 3,484 sqft |
| 1st Floor Area | 2,781 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,663 sqft (0.245 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 579 sqft |
| Porch | Florida Room |
| Porch Area | 168 sqft |
| Street Address | 1908 CROSSROADS BLVD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-8258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROSSROADS AT LAKE REGION PB 133 PGS 18-19 LOT 26 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 19 |
| Legal Subdivision | CROSSROADS AT LAKE REGION |
| Legal Tract | 829621 |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 14123 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2070 W LAKE HAMILTON DR, WINTER HAVEN, FL 33881-9284 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Aug 1, 2018 | Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2018 · Amount on Record |
| Deed Sale | Aug 1, 2018 · Amount on Record |
| Prior Sale | Oct 20, 2015 · Amount on Record |
| Deed Document Number | 2018163343 |
| Deed Book / Page | 10566 / 1871 |
| Prior Transfer Date | Oct 15, 2015 |
| Prior Transfer Doc | 0000189486 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1908 CROSSROADS BLVD, WINTER HAVEN, FL 33881-8258 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 1908 CROSSROADS BLVD, WINTER HAVEN, FL 33881-8258 |
| Document Number | 0000087116 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 12653/2289 |
| Instrument | 2023087116 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1908 CROSSROADS BLVD, WINTER HAVEN, FL 33881-8258 |
| Document Number | 0110861944 |
| Instrument Date | Dec 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1908 CROSSROADS BLVD WINTER HAVEN FL 338818258, WINTER HAVEN, FL 33881-8258 |
| Document Number | 0110861944 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 011086/001944 |
| Instrument | 273792 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 26, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 1, 2018 |
| Property Address | 1908 CROSSROADS BLVD, WINTER HAVEN, FL 33881-8258 |
| Document Number | 0105661871 |
| Book / Page | 010566 / 001871 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 163343 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | MAJESTY TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1908 CROSSROADS BLVD WINTER HAVEN FL 338818258, WINTER HAVEN, FL 33881-8258 |
| Document Number | 105661873 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 010566/001873 |
| Instrument | 163344 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,905 (+38.17%) Land $58,000 Building $288,905 | $346,905 (-1.43%) Land $58,000 Building $288,905 | |
| 2025 | $3,882.00 (+3.19%) Homeowner's exemption | $251,076 (+5.99%) | $351,954 (-3.53%) Land $58,000 Building $293,954 |
| 2024 | $3,762.00 (+2.65%) | ||
| 2023 | $3,665.00 (+2.89%) Homeowner's exemption | $236,893 (+3%) | $364,820 (+19%) Land $56,000 Building $308,820 |
| 2022 | $3,562.00 Homeowner's exemption | $229,993 | $306,563 Land $46,000 Building $260,563 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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