1908 Cross Point Rd, McKinney, TX 75072 Property Records

Collin County property record for 1908 Cross Point Rd, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,665 sqft · built 1998
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$356,300 (Aug 2017)
Tax Bill	$7,416 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-3515-00D-0200-1`

Property Details

APN / Parcel Number

Primary APN	`R-3515-00D-0200-1`
Alternative APNs	`000002044975` `2044975`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,665 sqft Living Area
Gross Area	3,259 sqft
1st Floor Area	1,580 sqft
2nd Floor Area	1,085 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1908 CROSS POINT RD
City	MCKINNEY
State	TX
Zip	75072-6357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	SPRING HILL PHASE II, BLK D, LOT 20
Legal Subdivision	SPRING HILL PHASE II (CMC)
Legal Block	D
Legal Lot Number	20
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1001
Census Tract	30534

Owner

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1908 CROSS POINT RD, MCKINNEY, TX 75072-6357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Aug 2, 2017	Warranty Deed, Transfer LEGACY MUTUAL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2017 · Amount on Record
Deed Sale	Aug 2, 2017 · Amount on Record
Prior Sale	Jun 6, 2011 · Amount on Record
Deed Document Number	20171023540
Prior Transfer Date	Sep 2, 2003
Prior Transfer Doc	0000174910
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1908 CROSS POINT RD, MCKINNEY, TX 75072-6357
Document Number	0001139930
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1908 CROSS POINT RD MCKINNEY TX 750726357, MCKINNEY, TX 75072-6357

Mortgage

Document Number	0001139930
Date	Jul 21, 2020
Instrument	1139930

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Aug 2, 2017
Property Address	1908 CROSS POINT RD, MCKINNEY, TX 75072-6357
Document Number	0001023540
Instrument Date	Jul 31, 2017
Instrument	1023540
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1908 CROSS POINT RD MCKINNEY TX 750706357, MCKINNEY, TX 75070-6357

Mortgage

Document Number	1023550
Date	Aug 2, 2017
Instrument	1023550

Lender

Name	LEGACY MUTUAL MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78231

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,416.00 (+3.97%) Homeowner's exemption	$520,385 (-5.9%) Land $150,000 Building $393,844	$543,844 (-1.66%) Land $150,000 Building $393,844
2024	$7,133.00 (-1.87%)
2023		$553,042 Land $160,000 Building $393,042	$553,042 Land $160,000 Building $393,042
2022	$7,269.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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