1908 Cotton Mill Dr, McKinney, TX 75072 Property Records

Collin County property record for 1908 Cotton Mill Dr, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,329 sqft · built 2000
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Aug 2021)
Tax Bill	$15,832 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R-4088-00F-0030-1`

Property Details

APN / Parcel Number

Primary APN	`R-4088-00F-0030-1`
Alternative APNs	`000002081064` `2081064`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,329 sqft Living Area
Gross Area	5,781 sqft
1st Floor Area	2,743 sqft
2nd Floor Area	1,586 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	892 sqft
Parking Spaces	4 Parking Spaces
Pool Area	600 sqft
Porch	Covered Patio/Porch
Porch Area	883 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1908 COTTON MILL DR
City	MCKINNEY
State	TX
Zip	75072-7250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	CYPRESS CROSSING, BLK F, LOT 3
Legal Subdivision	CYPRESS CROSSING (CMC)
Legal Block	F
Legal Lot Number	3
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	3
Census Block	3001
Census Tract	30531

Owner

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1908 COTTON MILL DR, MCKINNEY, TX 75072-7250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2021 · Amount on Record
Deed Sale	Aug 5, 2021 · Amount on Record
Prior Sale	Jul 8, 2005 · Amount on Record
Deed Document Number	20211584150
Prior Transfer Date	Jun 3, 2019
Prior Transfer Doc	0000698390
Record Updated	Sep 20, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Aug 5, 2021
Property Address	1908 COTTON MILL DR, MCKINNEY, TX 75072-7250
Document Number	0001584150
Map Reference	VOL L PG 6
Instrument Date	Aug 3, 2021
Instrument	20210805001584150
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 MERRILL RD, CANDIA, NH 03034-2010

Mortgage

Document Number	0001584160
Date	Aug 5, 2021
Instrument	20210805001584160

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 18, 2019
Property Address	1908 COTTON MILL DR, MCKINNEY, TX 75072-7250
Document Number	0000698390
Instrument Date	Jun 3, 2019
Instrument	698390
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1908 COTTON MILL DR MCKINNEY TX 750727250, MCKINNEY, TX 75072-7250

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,832.00 (-6.09%) Homeowner's exemption	$1,008,339 (+1.3%) Land $267,300 Building $741,039	$1,008,339 (+1.3%) Land $267,300 Building $741,039
2024	$16,859.00 (-3.6%)
2023		$995,407 Land $267,300 Building $728,107	$995,407 Land $267,300 Building $728,107
2022	$17,488.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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