1908 Cottage Ct, Stockton, CA 95207 Property Records

San Joaquin County property record for 1908 Cottage Ct, Stockton, CA 95207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,818 sqft · built 1988
Lot Size	0.134 acres (5,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$357,000 (Jun 2019)
Tax Bill	$4,633 (2026)
Deeds & Mortgages	Jun 2019 Transfer Jun 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`110-410-100-000`

Property Details

APN / Parcel Number

Primary APN	`110-410-100-000`
Alternative APN	`110-410-10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,818 sqft Living Area
1st Floor Area	1,818 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	5,840 sqft (0.134 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	110-410-10
Street Address	1908 COTTAGE CT
City	STOCKTON
State	CA
Zip	95207-8810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2040 LOT 10
Legal Subdivision	COTTAGE VILLAGE
Legal Tract	2040
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	STOCKTON
Census Block Group	2
Census Block	2000
Census Tract	3115

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1908 COTTAGE CT, STOCKTON, CA 95207-8810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jun 7, 2019	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 31, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jun 7, 2017	Quit Claim Deed, Transfer Quitclaim
Jan 26, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2019 · Amount on Record
Deed Sale	Jun 7, 2019 · Amount on Record
Prior Sale	Mar 28, 1997 · Amount on Record
Deed Document Number	201959518
Last Transfer Date	Jun 20, 2024
Transfer Doc	0000054054
Record Updated	Oct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 7, 2019
Property Address	1908 COTTAGE CT, STOCKTON, CA 95207-8810
Document Number	0000059519
Instrument Date	Jun 4, 2019
Instrument	59519
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1908 COTTAGE CT STOCKTON CA 952078810, STOCKTON, CA 95207-8810

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 7, 2019
Property Address	1908 COTTAGE CT, STOCKTON, CA 95207-8810
Document Number	0000059518
Map Reference	VOL 27 PG 96
Instrument Date	Jun 4, 2019
Instrument	2019-059518
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 COTTAGE CT, STOCKTON, CA 95207-8810

Mortgage

Document Number	0000059520
Date	Jun 7, 2019
Instrument	2019-059520

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 31, 2018
Property Address	1908 COTTAGE CT, STOCKTON, CA 95207-8810
Document Number	0000060459
Instrument Date	May 30, 2018
Instrument	60459
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1908 COTTAGE CT STOCKTON CA 952078810, STOCKTON, CA 95207-8810

Mortgage

Document Number	60460
Date	May 31, 2018
Instrument	60460

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 7, 2017
Property Address	1908 COTTAGE CT, STOCKTON, CA 95207-8810
Document Number	0000064396
Instrument Date	Jun 2, 2017
Instrument	64396
Transaction Type	Transfer
Record Updated	Jun 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	908 COTTAGE CT STOCKTON CA 95207, STOCKTON, CA 95207

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 26, 2017
Property Address	1908 COTTAGE CT, STOCKTON, CA 95207-8810
Document Number	0000011630
Map Reference	MAP27 PG96
Instrument Date	Jan 20, 2017
Instrument	2017-011630
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1908 COTTAGE CT, STOCKTON, CA 95207-8810

Mortgage

Document Number	0000011631
Date	Jan 26, 2017
Instrument	2017-011631

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2027

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Stockton City
Unified School District	Lincoln Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,633.00 (-0.64%)
2025	$4,663.00 (+2.85%)	$398,237 (+4.04%) Land $100,395 Building $297,842
2023	$4,534.00 (+2.65%)	$382,775 Land $96,498 Building $286,277	$436,140
2022	$4,417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STOCKTON serves 192,702 people · EPA ID CA3910012
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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