1908 Conifer Dr, Ferndale, WA 98248 Property Records

Whatcom County property record for 1908 Conifer Dr, Ferndale, WA 98248

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,072 sqft · built 1971
Lot Size0.278 acres (12,123 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (May 2016)
Tax Bill$3,358 (2025)
Deeds & MortgagesMay 2022 Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN530533

Property Details

APN / Parcel Number

Primary APN530533
Alternative APNs
  • 390205 278348 0000
  • 89760

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,072 sqft Living Area
1st Floor Area1,072 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Architectural StyleOther
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area12,123 sqft (0.278 acres)
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
Patio Area28 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number530533
Street Address1908 CONIFER DR
CityFERNDALE
StateWA
Zip98248-9730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5A
Legal DescriptionENTERPRISE ESTATES DIV NO 1 LOT 1 BLK 2
Legal Range02
Legal Township39
Legal Section05
Legal SubdivisionENTERPRISE ESTATES DIV NO 1
Legal Block2
Legal Lot Number1
JurisdictionWHATCOM WA
Township / Civil DivisionBLAINE
Census Block Group2
Census Block2067
Census Tract10407

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1908 CONIFER DR, FERNDALE, WA 98248-9730
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2022Deed of Trust, Mortgage · Commercial Mortgage
SAVIBANK
Nov 5, 2021Deed of Trust, Mortgage · VA Mortgage
BANNER BANK
Dec 22, 2020Deed of Trust, Mortgage · VA Mortgage
BANNER BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2016 · Amount on Record
Deed SaleMay 16, 2016 · Amount on Record
Prior SaleMay 16, 2016 · Amount on Record
Deed Document Number2016-0501815
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address1908 CONIFER DR, FERNDALE, WA 98248-9730
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 CONIFER DR, FERNDALE, WA 98248-9730

Mortgage

Document Number0000500476
DateMay 4, 2022
Instrument2022-0500476
Lender
NameSAVIBANK
TypeBank
AddressMOUNT VERNON, WA 98273
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address1908 CONIFER DR, FERNDALE, WA 98248-9730
Transaction TypeMortgage
Record UpdatedNov 1, 2023
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001100967
DateNov 5, 2021
Instrument2021-1100967
Lender
NameBANNER BANK
TypeBank
AddressWALLA WALLA, WA 99362
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address1908 CONIFER DR, FERNDALE, WA 98248-9730
Document Number2201204767
Instrument DateDec 22, 2020
Transaction TypeMortgage
Record UpdatedJan 6, 2021
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1908 CONIFER DR FERNDALE WA 982489730, FERNDALE, WA 98248-9730

Mortgage

Document Number2201204767
DateDec 28, 2020
Instrument1204767
Lender
NameBANNER BK
TypeBank
AddressWALLA WALLA, WA 99362
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 27, 2050

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictFerndale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,358.00 (+36.34%)$432,147 (+35.31%) Land $223,100 Building $209,047$432,147 (+35.31%) Land $223,100 Building $209,047
2022$319,387 Land $140,445 Building $178,942$319,387 Land $140,445 Building $178,942
2021$2,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemENTERPRISE ESTATES WATER ASSOC.
private · serves 184 people · EPA ID WA5323480
Water SourceGroundwater
Last State InspectionOct 2022
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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