1908 Clearwater Rd, Waconia, MN 55387 Property Records

Carver County property record for 1908 Clearwater Rd, Waconia, MN 55387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,360 sqft · built 2001
Lot Size	0.259 acres (11,282 sqft)
Owner	2 Individual Names on File
Last Sale	$206,788 (Oct 2001)
Tax Bill	$4,642 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`75-4450090`

Property Details

APN / Parcel Number

Primary APN	`75-4450090`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,360 sqft Finished Area
Gross Area	3,142 sqft
1st Floor Area	1,360 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,282 sqft (0.259 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft
Deck Area	166 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1908 CLEARWATER RD
City	WACONIA
State	MN
Zip	55387-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 25 TOWNSHIP 116 RANGE 025 SIERRA (C) LOT 003 BLOCK 002
Legal Range	025
Legal Township	116
Legal Section	25
Legal Subdivision	SIERRA (C)
Legal Block	2
Legal Lot Number	3
Jurisdiction	CARVER MN
Township / Civil Division	WACONIA
Census Block Group	2
Census Block	2017
Census Tract	90302

Owner

1908 Clearwater Rd is owned and occupied by two individuals who acquired it in November 2025.

Source: Carver County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1908 CLEARWATER RD, WACONIA, MN 55387-9510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit ALERUS FINANCIAL
Nov 24, 2025	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2001 · Amount on File
Deed Sale	Oct 4, 2001 · Amount on File
Prior Sale	Oct 4, 2001 · Amount on File
Deed Document Number	200154029
Last Transfer Date	Nov 24, 2025
Transfer Doc	000A793816
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Recording Date	Aug 31, 2026
Property Address	1908 CLEARWATER RD, WACONIA, MN 55387-9510
Document Number	0000805034
Instrument Date	Aug 13, 2026
Instrument	2026805034
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 CLEARWATER RD, WACONIA, MN 55387-9510

Mortgage

Document Number	0000805034,
Date	Aug 31, 2026
Instrument	2026805034

Lender

Name	ALERUS FINANCIAL

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARVER MN
Recording Date	Nov 24, 2025
Property Address	1908 CLEARWATER RD, WACONIA, MN 55387-9510
Document Number	000A793816
Instrument Date	Nov 24, 2025
Instrument	A793816
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

The 2026 property tax bill for 1908 Clearwater Rd was $4,642 with a homeowner's exemption, up 3.6% from the year before.

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Waconia City
Unified School District	Waconia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,642.00 (+3.62%) Homeowner's exemption	$382,200 (+3.16%) Land $140,000 Building $242,200	$382,200 (+3.16%) Land $140,000 Building $242,200
2025	$4,480.00 (+3.85%) Homeowner's exemption	$370,500 (+1.37%) Land $115,000 Building $255,500	$370,500 (+1.37%) Land $115,000 Building $255,500
2024	$4,314.00 (-1.78%) Homeowner's exemption	$365,500 (+2.21%) Land $110,000 Building $255,500	$365,500 (+2.21%) Land $110,000 Building $255,500
2023	$4,392.00 Homeowner's exemption	$357,600 Land $110,000 Building $247,600	$357,600 Land $110,000 Building $247,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1908 Clearwater Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1908 Clearwater Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waconia serves 13,277 people · EPA ID MN1100010
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Nuvera Communications Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon, Xfinity.

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