1908 Cinnamon Ridge Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 1908 Cinnamon Ridge Dr, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,683 sqft · built 2006
Lot Size0.157 acres (6,821 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Sep 2009)
Tax Bill$8,207 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN034-400-038-5

Property Details

APN / Parcel Number

Primary APN034-400-038-5
Alternative APN
  • 034-400-038

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,683 sqft Living Area
1st Floor Area1,748 sqft
2nd Floor Area1,935 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2007
Lot Area6,821 sqft (0.157 acres)
Garage TypeAttached
Garage Area646 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1908 CINNAMON RIDGE DR
CityOAKLEY
StateCA
Zip94561-1557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT7681 L38
Legal SubdivisionSUBDIVISION 7681
Legal Tract7681
Legal Lot Number38
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1004
Census Tract302007

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1908 CINNAMON RIDGE DR, OAKLEY, CA 94561-1557
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Deed of Trust, Mortgage · Line of Credit
PATELCO CU
Jun 9, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2009 · Amount on Record
Deed SaleSep 8, 2009 · Amount on Record
Prior SaleJun 2, 2009 · Amount on Record
Deed Document Number2009213679
Last Transfer DateJun 2, 2020
Transfer Doc0000109311
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1908 CINNAMON RIDGE DR, OAKLEY, CA 94561-1557
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 CINNAMON RIDGE DR, OAKLEY, CA 94561-1557

Mortgage

Document Number0000112902
DateJul 13, 2022
Instrument2022-112902
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeLine of Credit
AmountAmount Recorded
Term302 Months
DueAug 31, 2047
Interest
Rate TypeAdjustable Rate
Rate4.5%
Change FrequencyMonthly
Min Rate At Change3%
Max Rate At Change4.5%
IndexOther
Max Rate17%

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateJun 9, 2020
Property Address1908 CINNAMON RIDGE DR, OAKLEY, CA 94561-1557
Document Number0000109311
Map ReferenceMB 469 PG 22
Instrument DateJun 2, 2020
Instrument2020-109311
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1908 CINNAMON RIDGE DR, OAKLEY, CA 94561-1557

Mortgage

Document Number0000109312
DateJun 9, 2020
Instrument2020-109312
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2040

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$447,642 (+2%) Land $32,908 Building $414,734
2025$8,207.00 (+3.57%)$438,865 (+4.04%) Land $32,263 Building $406,602
2023$7,924.00 (+1.9%)$421,825 Land $31,011 Building $390,814
2022$7,776.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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