Fredericksburg City property record for 1908 Charles St, Fredericksburg, VA 22401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 954 sqft · built 1924 |
| Lot Size | 0.105 acres (4,574 sqft) |
| Owner | Company Name on File |
| Last Sale | $245,000 (Aug 2007) |
| Tax Bill | $2,705 (2026) |
| Deeds & Mortgages | Aug 2022 Transfer Aug 2020 Mortgage |
| APN | 7779-98-0102 |
| Primary APN | 7779-98-0102 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 954 sqft Living Area |
| 1st Floor Area | 954 sqft |
| Basement Area | 954 sqft |
| Unfinished Basement | 954 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,574 sqft (0.105 acres) |
| Lot Dimensions | 125 ft deep x 37 ft wide |
| Terrain | Rolling |
| Garage Type | Built-in |
| Porch | Porch |
|---|---|
| Porch Area | 186 sqft |
| Patio Area | 36 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1908 CHARLES ST |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22401-3415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LT 59 BL 161-B-L59 |
| Legal Subdivision | BRUELL ESTATE |
| Legal Lot Number | 59 |
| Jurisdiction | FREDERICKSBURG CITY VA |
| Township / Civil Division | FREDERICKSBURG |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 202 |
1908 Charles St is owned by a company that acquired it in July 2022 and is owner-occupied.
Source: Fredericksburg City records, as of March 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1908 CHARLES ST, FREDERICKSBURG, VA 22401-3415 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2022 | Gift Deed, Transfer |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2007 · Amount on File |
| Deed Sale | Aug 6, 2007 · Amount on File |
| Prior Sale | May 25, 2005 · Amount on File |
| Deed Book / Page | 7000 / 2038 |
| Last Transfer Date | Jul 26, 2022 |
| Transfer Doc | 0202202219 |
| Record Updated | Jun 8, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FREDERICKSBURG CITY VA |
| Recording Date | Aug 3, 2022 |
| Property Address | 1908 CHARLES ST, FREDERICKSBURG, VA 22401-3415 |
| Document Number | 0202202219 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 202202219 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 99 FOREST LAKE DR, SIMPSONVILLE, SC 29681-5458 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICKSBURG CITY VA |
| Property Address | 1908 CHARLES ST, FREDERICKSBURG, VA 22401-3415 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202002244 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 202002244 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 1908 Charles St was $2,705.
Source: Fredericksburg City assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Fredericksburg City |
| Unified School District | Fredericksburg City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,705.00 | $334,000 Land $150,000 Building $184,000 | $334,000 Land $150,000 Building $184,000 |
| 2024 | $2,183.00 | $245,300 Land $100,000 Building $145,300 | $245,300 Land $100,000 Building $145,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1908 Charles St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1908 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050 |
|---|---|
| Water Source | Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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