1908 Cedar St, Ponca City, OK 74604 Property Records

Kay County property record for 1908 Cedar St, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,398 sqft · built 1955
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Apr 2022)
Tax Bill	$1,102 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0300-00-001-005-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0300-00-001-005-0-001-00`
Alternative APN	`2064`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,398 sqft Living Area
1st Floor Area	2,398 sqft

Exterior

Year Built	Built 1955
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	33 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2064
Street Address	1908 CEDAR ST
City	PONCA CITY
State	OK
Zip	74604-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C-CRAWFORD PARK BLK 1 S/2 LOT 5
Legal Range	02E
Legal Township	26N
Legal Section	14
Legal Subdivision	CRAWFORD PARK
Legal Block	1
Legal Lot Number	5
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1000
Census Tract	202

Owner

Source: Kay County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1908 CEDAR ST, PONCA CITY, OK 74604-2505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Prior Sale	Oct 19, 2010 · Amount on Record
Deed Document Number	I-2022-003032
Deed Book / Page	1902 / 703
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Apr 19, 2022
Property Address	1908 CEDAR ST, PONCA CITY, OK 74604-2505
Document Number	I2022003032
Book / Page	1902 / 703
Instrument Date	Apr 14, 2022
Instrument	I-2022-003032
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	SECURITY TITLE SERVICES, SECURITY TITLE SERVICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	I2022003033
Date	Apr 19, 2022
Instrument	I-2022-003033

Lender

Name	UNITED FIDELITY FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Kay County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,102.00 (+6.06%)	$11,521 (+4.99%) Land $942 Building $10,579	$115,725 (-3.7%) Land $9,625 Building $106,100
2024	$1,039.00 (+3.08%)	$10,973 (+5%) Land $897 Building $10,076	$120,172 (+26.5%) Land $9,625 Building $110,547
2023	$1,008.00	$10,450 Land $859 Building $9,591	$95,000 Land $7,810 Building $87,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (1994–2009)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, Chisholm Broadband, T-Mobile.

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