Ramsey County property record for 1908 Cedar Ave, White Bear Lake, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 974 sqft · built 1955 |
| Lot Size | 0.31 acres (13,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $331,000 (Dec 2025) |
| Tax Bill | $4,630 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Dec 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-30-22-31-0058 |
| Primary APN | 26-30-22-31-0058 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 974 sqft Living Area |
| 1st Floor Area | 974 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,500 sqft (0.31 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 626961 |
|---|---|
| Street Address | 1908 CEDAR AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-4234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS NO. 2 LOT 3 BLK 6 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 26 |
| Legal Subdivision | LAKEWOOD HILLS NO. 2 |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 40401 |
1908 Cedar Ave is owned and occupied by two individuals who bought it in December 2025.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1908 CEDAR AVE, SAINT PAUL, MN 55110-4234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU |
| Dec 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage BLAZE CREDIT UNION |
| Oct 7, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Jun 3, 2019 | Deed of Trust, Mortgage · Line of Credit WINGS FIN'L CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on File |
| Deed Sale | Dec 15, 2025 · Amount on File |
| Prior Sale | Nov 21, 2014 · Amount on File |
| Deed Document Number | 20252807413 |
| Prior Transfer Date | Oct 24, 2014 |
| Prior Transfer Doc | 0002517886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1908 CEDAR AVE, WHITE BEAR LAKE, MN 55110-4234 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0T02705763 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | T02705763 |
| Name | WINGS FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Dec 15, 2025 |
| Property Address | 1908 CEDAR AVE, WHITE BEAR LAKE, MN 55110-4234 |
| Document Number | 0T02807413 |
| Instrument Date | Dec 12, 2025 |
| Instrument | T02807413 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | NETWORK TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,092.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1908 CEDAR AVE, WHITE BEAR LAKE, MN 55110-4234 |
| Document Number | 0T02807414 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | T02807414 |
| Name | BLAZE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Oct 7, 2025 |
| Property Address | 1908 CEDAR AVE, WHITE BEAR LAKE, MN 55110-4234 |
| Document Number | 0T02803222 |
| Instrument Date | Oct 7, 2025 |
| Instrument | T02803222 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11500 134TH AVE N, DAYTON, MN 55327-9418 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1908 CEDAR AVE, WHITE BEAR LAKE, MN 55110-4234 |
| Document Number | 0002640623 |
| Instrument Date | Jun 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1908 CEDAR AVE WHITE BEAR LAKE MN 551104234, WHITE BEAR LAKE, MN 55110-4234 |
| Document Number | 0002640623 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 2640623 |
| Name | WINGS FIN'L CU |
|---|---|
| Address | APPLE VALLEY, MN 55124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 13, 2039 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1908 Cedar Ave was $4,630.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,500 (-1.18%) Land $92,600 Building $275,900 | $368,500 (-1.18%) Land $92,600 Building $275,900 | |
| 2025 | $4,630.00 Homeowner's exemption | $372,900 Land $92,600 Building $280,300 | $372,900 Land $92,600 Building $280,300 |
| 2023 | $4,046.00 Homeowner's exemption | $328,500 Land $92,600 Building $235,900 | $328,500 Land $92,600 Building $235,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1908 Cedar Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1908 Cedar Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures