1908 Castleton Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1908 Castleton Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2017
Square Footage	1,859 sqft Heated Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$300,000 (2021)
Tax Bill	$4,838.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`042631017200011290`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,859 sqft Heated Area
Gross Area	2,487 sqft Gross Area
1st Floor	1,859 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2017
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	438 sqft Garage
Porch	Open Porch
Porch Area	190 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1908 CASTLETON DR
City	SAINT CLOUD
State	FL
Zip	34771-7696
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LANCASTER PARK EAST PH 1 PB 24 PG 97-103 LOT 129
Legal Range	31E
Legal Township	26S
Legal Section	04
Legal Subdivision	LANCASTER PARK
Legal Phase	1
Legal Tract	172
Legal Lot Number	129
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3031
Census Tract	43700

Owner

Source: Osceola County records · APN 042631017200011290

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1908 CASTLETON DR, SAINT CLOUD, FL 34771-7696
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NATIONS DIRECT MORTGAGE LLC
Feb 14, 2017	Special Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) IMPAC MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Feb 14, 2017 · Amount on Record
Deed Doc Number	2021101101
Deed Book / Page	5991 / 835
Record Refreshed	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 29, 2021
Property Address	1908 CASTLETON DR, SAINT CLOUD, FL 34771-7696
Document Number	0059910835
Book / Page	5991 / 835
Map Reference	MB 24 PG 97-103
Instrument Date	Jun 25, 2021
Instrument	2021101101
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	HOMELAND TITLE SOURCE LLC

Transaction

Amount	Amount Recorded
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1908 CASTLETON DR, 1908, SAINT CLOUD, FL 34771-7696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 CASTLETON DR, SAINT CLOUD, FL 34771-7696

Mortgage

Document Number	5991836
Date	Jun 29, 2021
Instrument	5991/836

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Mortgage

Document Number	0059941508
Date	Jul 02, 2021
Book Page	5994/1508
Instrument	2021103645

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

February 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 14, 2017
Property Address	1908 CASTLETON DR, SAINT CLOUD, FL 34771-7696
Document Number	0051021444
Book / Page	5102 / 1444
Map Reference	MB24 PG97-103
Instrument Date	Feb 10, 2017
Instrument	2017025185
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,611.40
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 CASTLETON DR, SAINT CLOUD, FL 34771-7696

Mortgage

Document Number	0051021446
Date	Feb 14, 2017
Instrument	5102/1446

Lender

Name	IMPAC MORTGAGE
Type	Mortgage Company

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	8.12%
Type Change Date	Mar 01, 2022
Change Frequency	Annually
Min Rate At Change	8.12%
Max Rate At Change	10.1%
Index	1-Year LIBOR
Max Rate	13.1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,838.00 (-16.01%) Homeowner's exemption	$313,200 (-4.22%) Land $75,000 Building $238,200	$313,200 (-4.22%) Land $75,000 Building $238,200
2023	$5,760.00 (+11.07%)	$327,000 (+13.7%) Land $65,000 Building $262,000	$327,000 (+13.7%) Land $65,000 Building $262,000
2022	$5,186.00	$287,600 Land $65,000 Building $222,600	$287,600 Land $65,000 Building $222,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	About 1 in 350 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

1908 Castleton Dr, Saint Cloud, FL 34771 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

February 2017: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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