1908 Carriage House Dr, Temple, TX 76502 Property Records

Bell County property record for 1908 Carriage House Dr, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details1,981 sqft · built 2015
Lot Size0.178 acres (7,793 sqft)
Owner2 Individual Names on Record
Tax Bill$4,378 (2023)
Deeds & MortgagesMay 2021 Mortgage
Feb 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN0677586131

Property Details

APN / Parcel Number

Primary APN0677586131
Alternative APNs
  • 457971
  • 808127

Interior

Stories1 Story
Building Area1,981 sqft Living Area
1st Floor Area1,981 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Lot Area7,793 sqft (0.178 acres)
Lot Dimensions120 ft deep x 65 ft wide
Garage Area724 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area170 sqft
Lawn SprinklersLawn Sprinklers
Total Buildings2 Buildings

Location & Zoning

Account Number808127
Street Address1908 CARRIAGE HOUSE DR
CityTEMPLE
StateTX
Zip76502-5414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARRIAGE HOUSE TRAILS PHASE I, BLOCK 001, LOT 0004
Legal SubdivisionCARRIAGE HOUSE TRAILS PHASE I
Legal Block1
Legal Lot Number4
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1035
Census Tract20301

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1908 CARRIAGE HOUSE DR, TEMPLE, TX 76502-5414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 5, 2019Loan Modification, Mortgage
BANCORPSOUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2016
Deed SaleFeb 22, 2016
Deed Document Number2016-00006386
Record UpdatedJun 7, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address1908 CARRIAGE HOUSE DR, TEMPLE, TX 76502-5414
Transaction TypeMortgage
Record UpdatedSep 30, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000031986
DateMay 21, 2021
Instrument2021031986
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBELL TX
Property Address1908 CARRIAGE HOUSE DR, TEMPLE, TX 76502-5414
Document Number0000005700
Instrument DateFeb 5, 2019
Transaction TypeMortgage
Record UpdatedMar 4, 2019

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000005700
DateFeb 15, 2019
Instrument5700
Lender
NameBANCORPSOUTH
TypeBank
AddressTEMPLE, TX 76504
Agreement
AmountAmount Recorded
Term12 Months
DueFeb 14, 2020
Interest
Rate5.5%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,378.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed$418,154 Land $30,000 Building $388,154$418,154 Land $30,000 Building $388,154
2021$5,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Nextlink.

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