Boone County property record for 1908 Carly Ln, Belvidere, IL 61008
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,441 sqft · built 2005 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Oct 2023) |
| Tax Bill | $7,672 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2005 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-31-103-003 |
| Primary APN | 06-31-103-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,441 sqft Living Area |
| Gross Area | 3,702 sqft |
| 1st Floor Area | 3,702 sqft |
| Basement Area | 1,261 sqft |
| Unfinished Basement | 1,261 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 670 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 06-06-31-103-003 |
|---|---|
| Street Address | 1908 CARLY LN |
| City | BELVIDERE |
| State | IL |
| Zip | 61008-9012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | 31-44-4 WYCLIFFE PLAT NO 5 LOT 177 1908 CARLY LN 80 X 125 |
| Legal Subdivision | WYCLIFFE 5 |
| Legal Lot Number | 177 |
| Jurisdiction | BOONE IL |
| Township / Civil Division | BONUS |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 10400 |
Source: Boone County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1908 CARLY LN, BELVIDERE, IL 61008-9012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| May 26, 2005 | Deed of Trust, Mortgage · Conventional Mortgage CHARTER ONE BANK NA |
| Mar 6, 2007 | Deed of Trust, Mortgage · Stand-Alone First Mortgage WASHINGTON MUTUAL BANK FA |
| Oct 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Dec 3, 2020 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2023 · Amount on Record |
| Deed Sale | Oct 10, 2023 · Amount on Record |
| Prior Sale | Dec 3, 2020 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE IL |
| Property Address | 1908 CARLY LN, BELVIDERE, IL 61008-9012 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2020R06335 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 2020R06335 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE IL |
| Property Address | 1908 CARLY LN, BELVIDERE, IL 61008-9012 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005R05819 |
|---|---|
| Date | May 26, 2005 |
| Instrument | 05R05819 |
| Name | CHARTER ONE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOONE IL |
| Property Address | 1908 CARLY LN, BELVIDERE, IL 61008-9012 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0007R02326 |
|---|---|
| Date | Mar 6, 2007 |
| Instrument | 07R02326 |
| Name | WASHINGTON MUTUAL BANK FA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE IL |
| Recording Date | Oct 10, 2023 |
| Property Address | 1908 CARLY LN, BELVIDERE, IL 61008-9012 |
| Document Number | 2023R04180 |
| Map Reference | DOC 2004R04384 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 2023R04180 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $472.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1356 PAPPAS DR, ELGIN, IL 60123-1227 |
| Name | Verified Name |
|---|---|
| Address | 1908 CARLY LN, BELVIDERE, IL 61008-9012 |
| Document Number | 2023R04181 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 2023R04181 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 13.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOONE IL |
| Recording Date | Dec 3, 2020 |
| Property Address | 1908 CARLY LN, BELVIDERE, IL 61008-9012 |
| Document Number | 2020R07828 |
| Map Reference | DOC 2004R04384 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 2020R07828 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3349 CARBINEER DR, BELVIDERE, IL 61008-9731 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1908 CARLY LN, BELVIDERE, IL 61008-9012 |
| Investor | Possibly a Property Investor |
| Document Number | 2020R07829 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 2020R07829 |
| Name | GUARANTEED RATE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 2.75% |
|---|
Source: Boone County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Boone County |
| County Subdivision | Bonus Township |
| Municipality | Belvidere City |
| Unified School District | Belvidere Consolidated Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,672.00 (+14.22%) | $93,803 (+1.88%) Land $8,333 Building $85,470 | $281,409 (+1.88%) Land $24,999 Building $256,410 |
| 2024 | $92,071 (+24.14%) Land $8,333 Building $83,738 | $276,213 (+24.14%) Land $24,999 Building $251,214 | |
| 2022 | $6,717.00 | $74,168 Land $8,333 Building $65,835 | $222,504 Land $24,999 Building $197,505 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1978–2000) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jun 2000 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELVIDERE serves 25,339 people · EPA ID IL0070050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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