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1908 Cardinal Ln, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1908 Cardinal Ln, Navarre, FL 32566 · Last verified November 2025

Property Summary

Property TypeVacant Land
Lot Size0.548 acres (23,914 sqft)
OwnerCompany Name on File
Last Sale$62,500 (Mar 2024)
Tax Bill$385 (2024)
Deeds & MortgagesNov 2025 Sale & Mortgage
Mar 2024 Sale
Flood ZoneZone AE (high risk)
APN18-2S-26-1920-02300-0010

Property Details

APN / Parcel Number

Primary APN18-2S-26-1920-02300-0010

Exterior

Lot Area23,914 sqft (0.548 acres)

Location & Zoning

Account Number182S261920023000010
Street Address1908 CARDINAL LN
CityNAVARRE
StateFL
Zip32566-8341
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionHOLLEY BY THE SEA LOT 1 BLK 23 AS DES IN OR 4481 PG 194
Legal Range26W
Legal Township02S
Legal Section18
Legal SubdivisionBY THE SEA
Legal Block23
Legal Lot Number1
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2042
Census Tract10820

Owner

Source: Santa Rosa County records · APN 18-2S-26-1920-02300-0010

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address8173 E BAY BLVD UNIT A, A, NAVARRE, FL 32566-8977
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Warranty Deed, Subdivision Related Transfer · VA Mortgage
TRIDENT HOME LOANS LLC
Mar 07, 2024Warranty Deed, Transfer
COTTON LAND TITLE INC, COTTON LAND TITLE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 07, 2024 · Amount on Record
Deed SaleMar 07, 2024 · Amount on Record
Prior SaleJul 23, 2007 · Amount on Record
Deed Document Number202409979
Deed Book / Page4481 / 194
Record UpdatedJun 08, 2026

November 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 21, 2025
Property Address6594 PERCH ST, NAVARRE, FL 32566-8326
Document Number0046811196
Book / Page4681 / 1196
Map ReferenceMB B PG 155
Instrument DateNov 21, 2025
Instrument202554745
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 27, 2026
Title CompanyCOTTON LAND TITLE INC, COTTON LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,795.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8173 E BAY BLVDA, NAVARRE, FL 32566

Transferred To (Grantee/Buyer)

NameVerified Name
Address6594 PERCH ST, NAVARRE, FL 32566-8326

Mortgage

Document Number0046811198
DateNov 21, 2025
Instrument4681/1198
Lender
NameTRIDENT HOME LOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 07, 2024
Property Address6594 PERCH ST, NAVARRE, FL 32566-8326
Document Number0044810194
Book / Page4481 / 194
Map ReferenceMB B PG 155
Instrument DateMar 05, 2024
Instrument202409979
Transaction TypeTransfer
Record UpdatedMar 27, 2026
Title CompanyCOTTON LAND TITLE INC, COTTON LAND TITLE LLC

Transaction

AmountAmount Recorded
Tax$437.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3154 COLLEGE DRK, BATON ROUGE, LA 70808

Transferred To (Grantee/Buyer)

NameVerified Name
Address8173 E BAY BLVD UNIT A, A, NAVARRE, FL 32566-8977
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$385.00 (+24.6%)$45,000 (+38.46%) Land $45,000$45,000 (+38.46%) Land $45,000
2023$309.00 (+50.73%)$32,500 (+116.67%) Land $32,500$32,500 (+116.67%) Land $32,500
2022$205.00$15,000$15,000 Land $15,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108202, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation40.3 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 215 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies215 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020, river or lake flooding, Hurricane Sally

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 980 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 184 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Mediacom CommunicationsCable1,000 / 50
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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