Kane County property record for 1908 Cambridge Dr, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,892 sqft · built 1989 |
| Lot Size | 0.176 acres (7,685 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $282,000 (Dec 2017) |
| Tax Bill | $9,330 (2025) |
| Deeds & Mortgages | Mar 2024 Transfer Jun 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-36-303-026 |
| Primary APN | 09-36-303-026 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,892 sqft Living Area |
| Basement Area | 780 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,685 sqft (0.176 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1908 CAMBRIDGE DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-4670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 089-CAMBRIDGE |
| Legal Subdivision | CAMBRIDGE |
| Legal Block | 3 |
| Legal Lot Number | 306 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 852002 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1908 CAMBRIDGE DR, SAINT CHARLES, IL 60174-4670 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Mar 26, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 28, 2021 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Dec 16, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 16, 2021 | Intrafamily Transfer, Transfer AMROCK LLC |
| Jul 12, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 27, 2017 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2017 · Amount on Record |
| Deed Sale | Dec 27, 2017 · Amount on Record |
| Deed Document Number | 201767223 |
| Last Transfer Date | Mar 26, 2024 |
| Transfer Doc | 0000009731 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 26, 2024 |
| Property Address | 1908 CAMBRIDGE DR, ST CHARLES, IL 60174-4670 |
| Document Number | 0000009731 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 2024K009731 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1908 CAMBRIDGE DR, SAINT CHARLES, IL 60174-4670 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1908 CAMBRIDGE DR, ST CHARLES, IL 60174-4670 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049479 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021K049479 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 16, 2021 |
| Property Address | 1908 CAMBRIDGE DR, ST CHARLES, IL 60174-4670 |
| Document Number | 0000093344 |
| Instrument Date | Jan 4, 2021 |
| Instrument | 2021K093344 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1908 CAMBRIDGE DR, 1908, SAINT CHARLES, IL 60174-4670 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1908 CAMBRIDGE DR, SAINT CHARLES, IL 60174-4670 |
| Document Number | 0000093345 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 2021K093345 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 230 Months |
| Due | Feb 1, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 16, 2021 |
| Property Address | 1908 CAMBRIDGE DR, ST CHARLES, IL 60174-4670 |
| Document Number | 0000093346 |
| Instrument Date | Jan 4, 2021 |
| Instrument | 2021K093346 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1908 CAMBRIDGE DR, 1908, SAINT CHARLES, IL 60174-4670 |
| Name | Verified Name |
|---|---|
| Address | 1908 CAMBRIDGE DR, SAINT CHARLES, IL 60174-4670 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 12, 2019 |
| Property Address | 1908 CAMBRIDGE DR, ST CHARLES, IL 60174-4670 |
| Document Number | 0000029848 |
| Instrument Date | Apr 19, 2019 |
| Instrument | 29848 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1908 CAMBRIDGE DR ST CHARLES IL 601744670, ST CHARLES, IL 60174-4670 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 27, 2017 |
| Property Address | 1908 CAMBRIDGE DR, ST CHARLES, IL 60174-4670 |
| Document Number | 0000067223 |
| Instrument Date | Dec 8, 2017 |
| Instrument | 67223 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2018 |
| Title Company | WHEATLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $423.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 715 5TH AVE W WEST FARGO ND 58078, WEST FARGO, ND 58078 |
| Document Number | 67224 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 67224 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2047 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,330.00 (+12.69%) | $140,889 (+8.53%) Land $36,375 Building $104,514 | $422,836 (+8.53%) Land $109,169 Building $313,667 |
| 2024 | $129,816 (+19.75%) Land $33,516 Building $96,300 | $389,604 (+19.8%) Land $100,588 Building $289,016 | |
| 2022 | $8,279.00 (+4.16%) Homeowner's exemption | $108,407 (+4.91%) Land $33,203 Building $75,204 | $325,221 (+4.91%) Land $99,609 Building $225,612 |
| 2021 | $7,948.00 Homeowner's exemption | $103,333 Land $31,649 Building $71,684 | $309,999 Land $94,947 Building $215,052 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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