Harford County property record for 1908 Bowen Way, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,948 sqft · built 1992 |
| Lot Size | 0.291 acres (12,674 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,500 (Jul 2021) |
| Tax Bill | $4,931 (2026) |
| Deeds & Mortgages | Oct 2020 Line of Credit Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-234053 |
| Primary APN | 03-234053 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,948 sqft Total Area |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,674 sqft (0.291 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 306 sqft |
| Patio Area | 225 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 234053 |
|---|---|
| Street Address | 1908 BOWEN WAY |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-2740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 76093 |
| Legal Description | LT 129 .291 AC 1908 BOWEN WAY FOREST LAKES S6 PT 76/93 |
| Legal Subdivision | FOREST LAKE AMD SEC 06 04 |
| Legal Lot Number | 129 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 303204 |
1908 Bowen Way is owned and occupied by two individuals who bought it in July 2021.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1908 BOWEN WAY, FOREST HILL, MD 21050-2740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2020 | Deed of Trust, Mortgage · Line of Credit HOWARD BANK |
| Jul 21, 2021 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2021 · Amount on File |
| Deed Sale | Jul 21, 2021 · Amount on File |
| Prior Sale | Aug 17, 2012 · Amount on File |
| Deed Book / Page | 14910 / 386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1908 BOWEN WAY, FOREST HILL, MD 21050-2740 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0141600009 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 14160/9 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21224 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 21, 2021 |
| Property Address | 1908 BOWEN WAY, FOREST HILL, MD 21050-2740 |
| Document Number | 0149100386 |
| Book / Page | 14910 / 386 |
| Map Reference | MB CGH76 FO 93 |
| Instrument Date | Jul 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | NOT AVAILABLE, LAND ABSTRACT & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1908 BOWEN WAY, FOREST HILL, MD 21050-2740 |
| Document Number | 0014910392 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 14910/392 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2026 property tax bill for 1908 Bowen Way was $4,931, up 10.1% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,931.00 (+10.14%) | $452,433 | $483,300 Land $116,600 Building $366,700 |
| 2025 | $4,477.00 | ||
| 2023 | $384,600 | $437,000 Land $116,600 Building $320,400 | |
| 2022 | $3,906.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1908 Bowen Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1908 Bowen Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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