1908 Black Oak Ct, Waldorf, MD 20601 Property Records

Charles County property record for 1908 Black Oak Ct, Waldorf, MD 20601

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,668 sqft · built 1981
Lot Size	0.241 acres (10,497 sqft)
Owner	2 Individual Names on File
Last Sale	$324,750 (Sep 2020)
Tax Bill	$10,404 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-105505`

Property Details

APN / Parcel Number

Primary APN	`06-105505`
Alternative APNs	`6105505` `105505`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,668 sqft Living Area
Gross Area	2,028 sqft
1st Floor Area	996 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,497 sqft (0.241 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	105505
Street Address	1908 BLACK OAK CT
City	WALDORF
State	MD
Zip	20601-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	LOT 61 SEC 1 WHITE OAK VILLAGE SUB
Legal Subdivision	WHITE OAK VILLAGE SUB
Legal Block	1
Legal Lot Number	61
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	1
Census Block	1018
Census Tract	850802

Owner

1908 Black Oak Ct is owned and occupied by two individuals who bought it in September 2020.

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1908 BLACK OAK CT, WALDORF, MD 20601-4500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jan 15, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Prior Sale	Oct 23, 2012 · Amount on File
Deed Book / Page	11353 / 81
Prior Transfer Date	Jan 11, 2019
Prior Transfer Doc	0105100382
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Sep 30, 2020
Property Address	1908 BLACK OAK CT, WALDORF, MD 20601-4500
Document Number	0113530081
Book / Page	11353 / 81
Map Reference	PL 27&193
Instrument Date	Sep 8, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ASPEN RE SETMNTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,435.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1908 BLACK OAK CT, WALDORF, MD 20601-4500

Mortgage

Document Number	1135388
Date	Sep 30, 2020
Instrument	11353/88

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLES MD
Recording Date	Jan 15, 2019
Property Address	1908 BLACK OAK CT, WALDORF, MD 20601-4500
Document Number	0105100382
Book / Page	010510 / 000382
Instrument Date	Jan 11, 2019
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 BLACK OAK CT WALDORF MD 206014500, WALDORF, MD 20601-4500

Tax Assessment & Valuation

The 2025 property tax bill for 1908 Black Oak Ct was $10,404.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,500 (+5.39%)	$377,900 (-) Land $125,000 Building $252,900
2025	$10,404.00	$341,100	$377,900 Land $125,000 Building $252,900
2023	$4,278.00	$300,433	$322,700 Land $125,000 Building $197,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1908 Black Oak Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1999–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1908 Black Oak Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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