1908 Birch Ln, Sylvan Beach, NY 13157 Property Records

Oneida County and Vienna Town property record for 1908 Birch Ln, Sylvan Beach, NY 13157

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,712 sqft · built 1979
Lot Size	0.619 acres (27,000 sqft)
Owner	2 Individual Names on File
Last Sale	$521,900 (Apr 2022)
Tax Bill	$8,544 (2025)
Deeds & Mortgages	Jul 2020 Refinance Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`306401 236.020-2-11`

Property Details

APN / Parcel Number

Primary APN	`306401 236.020-2-11`
Alternative APNs	`640123602000020110000000` `013370`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,712 sqft Living Area
1st Floor Area	2,054 sqft
Upper Floors Area	1,658 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	27,000 sqft (0.619 acres)
Lot Dimensions	270 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	013370
Street Address	1908 BIRCH LN
City	SYLVAN BEACH
State	NY
Zip	13157-7759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V
Legal Description	1908 BIRCH LANE N LOT 21 E CREEK S LOT 19 W BIRCH LANE
Legal Block	2
Legal Lot Number	11.000
Jurisdiction	ONEIDA NY
Township / Civil Division	VIENNA
Census Block Group	4
Census Block	4006
Census Tract	26700

Owner

Source: Oneida County and Vienna Town assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9 WHITE BRIAR, PITTSFORD, NY 14534-3661
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ADIRONDACK BANK
Apr 8, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage M & T BANK
Jun 4, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 8, 2022 · Amount on Record
Deed Sale	Apr 8, 2022 · Amount on Record
Prior Sale	Jan 31, 1995 · Amount on Record
Deed Document Number	20225548
Prior Transfer Date	Jan 30, 1995
Prior Transfer Doc	2701000161
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	1908 BIRCH LN, SYLVAN BEACH, NY 13157-7759
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009258
Date	Jul 27, 2020
Instrument	2020-009258

Lender

Name	ADIRONDACK BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	85 Months
Due	Aug 1, 2027

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Apr 8, 2022
Property Address	1908 BIRCH LN, SYLVAN BEACH, NY 13157-7759
Document Number	0000005548
Instrument Date	Mar 30, 2022
Instrument	2022-005548
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9 WHITE BRIAR, PITTSFORD, NY 14534-3661

Mortgage

Document Number	0000005549
Date	Apr 8, 2022
Instrument	2022-005549

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2037
Max Rate At Change	3%
Index	Other
Margin	3

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Jun 4, 2018
Property Address	1908 BIRCH LN, SYLVAN BEACH, NY 13157-7759
Document Number	0000007546
Instrument Date	May 25, 2018
Instrument	7546
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,900.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 BIRCH LN SYLVAN BEACH NY 131577759, SYLVAN BEACH, NY 13157-7759

Tax Assessment & Valuation

Source: Oneida County and Vienna Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Vienna Town
Municipality	Sylvan Beach Village
Unified School District	Camden Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,544.00 (+262.8%)	$200,000 (-) Land $28,300 Building $171,700	$588,235 (+17.65%) Land $83,235 Building $505,000
2023		$200,000 (+8.11%) Land $28,300 Building $171,700	$500,000 (+27.03%) Land $70,750 Building $429,250
2022	$2,355.00	$185,000 Land $28,300 Building $156,700	$393,617 Land $60,213 Building $333,404

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	52 (1979–2026)
Claims Outside the SFHA	5 of 52
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2011 · 2 claims Severe Storms And Flooding, May 2000 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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