Osceola County property record for 1908 Binnacle St, Kissimmee, FL 34744
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,834 sqft · built 2005 |
| Lot Size | 0.21 acres (9,191 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $259,000 (May 2018) |
| Tax Bill | $3,620 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 122147 |
| Primary APN | 122147 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,834 sqft Heated Area |
| Gross Area | 3,444 sqft |
| 1st Floor Area | 1,281 sqft |
| Upper Floors Area | 1,553 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,191 sqft (0.21 acres) |
| Lot Dimensions | 115 ft deep x 80 ft wide |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 122147 |
|---|---|
| Street Address | 1908 BINNACLE ST |
| City | KISSIMMEE |
| State | FL |
| Zip | 34744-5925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | NEPTUNE POINTE PB 16 PGS 15-16 LOT 36 |
| Legal Range | 29E |
| Legal Township | 25S |
| Legal Section | 25 |
| Legal Subdivision | NEPTUNE POINTE |
| Legal Tract | 4273 |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 42901 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1908 BINNACLE ST, KISSIMMEE, FL 34744-5925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 9, 2018 | Warranty Deed, Transfer · FHA Mortgage GTE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2018 · Amount on Record |
| Deed Sale | May 9, 2018 · Amount on Record |
| Prior Sale | Oct 4, 2005 · Amount on Record |
| Deed Document Number | 2018073469 |
| Deed Book / Page | 5330 / 1231 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1908 BINNACLE ST, KISSIMMEE, FL 34744-5925 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1908 BINNACLE ST, KISSIMMEE, FL 34744-5925 |
| Document Number | 0061051141 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 6105/1141 |
| Instrument | 2021190852 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 9, 2018 |
| Property Address | 1908 BINNACLE ST, KISSIMMEE, FL 34744-5925 |
| Document Number | 0053301231 |
| Book / Page | 5330 / 1231 |
| Map Reference | MB16 PG15&16 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 2018073469 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | EQUITABLE TITLE OF CELEBRATI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,813.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1908 BINNACLE ST, KISSIMMEE, FL 34744-5925 |
| Document Number | 2018073470 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 2018073470 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,620.00 (+7.61%) Homeowner's exemption | $250,741 (+5.99%) | $385,800 (+9.66%) Land $58,000 Building $327,800 |
| 2023 | $3,364.00 (+4.31%) Homeowner's exemption | $236,578 (+3%) | $351,800 (+16.84%) Land $45,000 Building $306,800 |
| 2022 | $3,225.00 Homeowner's exemption | $229,688 | $301,100 Land $40,000 Building $261,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, CenturyLink, Verizon.
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