Polk County property record for 1908 Ave P SW, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,305 sqft · built 1956 |
| Lot Size | 0.258 acres (11,247 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $110,000 (Oct 2017) |
| Tax Bill | $1,100 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-31-639500-003210 |
| Primary APN | 26-28-31-639500-003210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| Gross Area | 1,272 sqft |
| 1st Floor Area | 1,008 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,247 sqft (0.258 acres) |
| View / Lot | Commercial/Industrial |
| Porch | Florida Room |
|---|---|
| Porch Area | 387 sqft |
| Shed | 1 Shed |
| Utility Building | 99 sqft |
| Cooling System | Central |
|---|
| Street Address | 1908 AVENUE P SW |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-6503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | ORANGEWOOD ADD PB 14 PG 13 BLK 3 LOT 21 & W1/2 OF 22 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 31 |
| Legal Subdivision | ORANGEWOOD ADDITION |
| Legal Tract | 639500 |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 13802 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1908 AVENUE P SW, WINTER HAVEN, FL 33880-6503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 30, 2017 | Warranty Deed, Transfer · Conventional with PMI SUNTRUST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2017 · Amount on Record |
| Deed Sale | Oct 30, 2017 · Amount on Record |
| Prior Sale | Oct 26, 2004 · Amount on Record |
| Deed Document Number | 2017207063 |
| Deed Book / Page | 10299 / 1120 |
| Prior Transfer Date | Sep 14, 2015 |
| Prior Transfer Doc | 0096400600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1908 AVENUE P SW, WINTER HAVEN, FL 33880-6503 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000250641 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 11909/695 |
| Instrument | 2021250641 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 30, 2017 |
| Property Address | 1908 AVENUE P SW, WINTER HAVEN, FL 33880-6503 |
| Document Number | 0102991120 |
| Book / Page | 010299 / 001120 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 207063 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2017 |
| Title Company | REAL ESTATE AND TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1908 AVENUE P SW WINTER HAVEN FL 338806503, WINTER HAVEN, FL 33880-6503 |
| Document Number | 102991121 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 010299/001121 |
| Instrument | 207064 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 29, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,163 (+2.7%) | $186,082 (-2.94%) Land $24,311 Building $161,771 | |
| 2025 | $1,100.00 (+3.97%) Homeowner's exemption | $101,425 (+5.99%) | $191,720 (-4.82%) Land $24,311 Building $167,409 |
| 2024 | $1,058.00 (+4.24%) | ||
| 2023 | $1,015.00 (+4.42%) Homeowner's exemption | $95,696 (+3%) | $201,420 (+22.47%) Land $23,249 Building $178,171 |
| 2022 | $972.00 Homeowner's exemption | $92,909 | $164,463 Land $19,562 Building $144,901 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2017–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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