1908 Ashland Dr, Otsego, MI 49078 Property Records

Allegan County property record for 1908 Ashland Dr, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,260 sqft · built 1965
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,000 (May 2023)
Tax Bill	$2,697 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`17-028-014-00`

Property Details

APN / Parcel Number

Primary APN	`17-028-014-00`
Alternative APN	`03-17-028-014-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Unfinished Basement	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	56,628 sqft (1.3 acres)
Lot Dimensions	269 ft deep x 210 ft wide
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1908 ASHLAND DR
City	OTSEGO
State	MI
Zip	49078-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT A PT 701.6' S 1 DEG 13' E & 248. 16' N 85 DEG 28' W OF N 1/4 POST OF SEC 28 AS POB TH N 85 DEG 28' W 124 FT TH S 1 DEG 13' E 17 FT TH N 85 DEG 28' W 90 FT TH S 1 DEG 13' E 267.66 FT TH E 213.4 FT TH N 1 DEG 13' W 274 FT TO POB SEC 28 T1N R12W.
Legal Range	12W
Legal Township	01N
Legal Section	28
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1024
Census Tract	31800

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1908 ASHLAND DR, OTSEGO, MI 49078-9650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	May 5, 2011 · Amount on Record
Deed Document Number	20236994
Deed Book / Page	4856 / 216
Prior Transfer Date	Apr 8, 2003
Prior Transfer Doc	2454000705
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 15, 2023
Property Address	1908 ASHLAND DR, OTSEGO, MI 49078-9650
Document Number	004856/216
Book / Page	4856 / 216
Instrument Date	May 3, 2023
Instrument	2023006994
Transaction Type	Transfer
Record Updated	May 31, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1908 ASHLAND DR, OTSEGO, MI 49078-9650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2986 OAKTREE LN, ALLEGAN, MI 49010-8701

Mortgage

Document Number	2023006995
Date	May 15, 2023
Instrument	2023006995

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,000 (+32.52%) Land $17,300 Building $112,700	$260,000 (+32.52%) Land $34,600 Building $225,400
2025	$2,697.00 (+30.23%)
2023		$98,100 Land $14,700 Building $83,400	$196,200 Land $29,400 Building $166,800
2022	$2,071.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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