1908 Ames Cir W, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 1908 Ames Cir W, Chesapeake, VA 23321

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,800 sqft · built 1964
Lot Size0.386 acres (16,814 sqft)
OwnerIndividual Name on Record
Last Sale$166,000 (Oct 2002)
Tax Bill$3,951 (2025)
Deeds & MortgagesJul 2022 Refinance
Nov 2018 Mortgage
APN0164004001580

Property Details

APN / Parcel Number

Primary APN0164004001580

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,800 sqft Living Area
1st Floor Area1,565 sqft
AtticAttic
Attic Area235 sqft
Utility RoomUtility Room
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,814 sqft (0.386 acres)
Lot Dimensions157 ft deep x 102 ft wide
Garage TypeDetached
Garage Area900 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area346 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1908 AMES CIR W
CityCHESAPEAKE
StateVA
Zip23321-3508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description158 RALEIGH PLACE SEC 4
Legal SubdivisionRALEIGH PLACE
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1004
Census Tract21504

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1908 AMES CIR W, CHESAPEAKE, VA 23321-3508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE LLC
Nov 6, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2002 · Amount on Record
Deed SaleOct 8, 2002 · Amount on Record
Deed Book / Page4710 / 724
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1908 AMES CIR W, CHESAPEAKE, VA 23321-3508
Transaction TypeMortgage
Record UpdatedAug 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010581/754
DateJul 18, 2022
Book Page10581/754
Instrument220023066
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2052
Interest
Rate TypeFixed Rate
Rate5.5%

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1908 AMES CIR W, CHESAPEAKE, VA 23321-3508
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9965/1789
DateNov 6, 2018
Book Page9965/1789
Instrument180029430
Lender
NameQUICKEN LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048
Interest
Rate TypeFixed Rate
Rate5.75%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,951.00 (+43%)$391,200 (+9.21%) Land $165,000 Building $226,200$391,200 (+9.21%) Land $165,000 Building $226,200
2023$358,200 (+15.18%) Land $150,000 Building $208,200$358,200 (+15.18%) Land $150,000 Building $208,200
2022$311,000 Land $120,000 Building $191,000$311,000 Land $120,000 Building $191,000
2019$2,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims3 (2009–2020)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - WESTERN BRANCH SYS
serves 32,326 people · EPA ID VA3550050
Water SourcePurchased surface water from CITY OF PORTSMOUTH
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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