Burke County property record for 1908 Amber Oaks Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,100 sqft · built 2007 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $23,000 (Dec 2006) |
| Tax Bill | $1,457 (2026) |
| Deeds & Mortgages | Jan 2024 Mortgage Dec 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2724010719 |
| Primary APN | 2724010719 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 1,100 sqft |
| Unfinished Basement | 1,100 sqft |
| Flooring | Tile |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 100 sqft |
| Patio Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1908 AMBER OAKS DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-6966 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 1908 AMBER OAKS DR MORGANTON, NC 28655 |
| Legal Subdivision | AMBER OAKS |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20801 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1908 AMBER OAKS DR, MORGANTON, NC 28655-6966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2024 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 12, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 20, 2019 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2006 · Amount on Record |
| Deed Sale | Dec 21, 2006 · Amount on Record |
| Deed Document Number | 200617684 |
| Deed Book / Page | 1626 / 178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 1908 AMBER OAKS DR, MORGANTON, NC 28655-6966 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1908 AMBER OAKS DR, MORGANTON, NC 28655-6966 |
| Document Number | 0027260305 |
|---|---|
| Date | Jan 24, 2024 |
| Book Page | 2726/305 |
| Instrument | 2024000538 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 1908 AMBER OAKS DR, MORGANTON, NC 28655-6966 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0026600721 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 2660/721 |
| Instrument | 2021028723 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MORGANTON, NC 28680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 1908 AMBER OAKS DR, MORGANTON, NC 28655-6966 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024030489 |
|---|---|
| Date | May 20, 2019 |
| Book Page | 2403/0489 |
| Instrument | 2017027945 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,457.00 (+5.35%) | $197,211 (-) Land $20,863 Building $176,348 | $197,211 (-) Land $20,863 Building $176,348 |
| 2025 | $1,383.00 (-0.43%) | $197,211 (-) Land $20,863 Building $176,348 | $197,211 (-) Land $20,863 Building $176,348 |
| 2023 | $1,389.00 | $197,211 Land $20,863 Building $176,348 | $197,211 Land $20,863 Building $176,348 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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