1908 9th St W, Palmetto, FL 34221 Property Records

Manatee County property record for 1908 9th St W, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,737 sqft · built 1981
Lot Size	0.312 acres (13,600 sqft)
Owner	Company Name on File
Last Sale	$392,000 (Feb 2022)
Tax Bill	$6,828 (2025)
Deeds & Mortgages	Feb 2022 Sale Nov 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`28836-0000-5`

Property Details

APN / Parcel Number

Primary APN	`28836-0000-5`
Alternative APN	`3417152883600005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,737 sqft Living Area
Gross Area	2,745 sqft
1st Floor Area	1,737 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,600 sqft (0.312 acres)
Lot Dimensions	170 ft deep x 80 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1908 9TH ST W
City	PALMETTO
State	FL
Zip	34221-4352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PL_RS-3
Legal Description	THE E 40 FT OF LOT 12, TH W 40 FT OF LOT 13, W 14.85 FT OF LOT 16, ALL LOT 17, THE E 14.85 FT OF LOT 18 BLK 1 REYNOLDS RESUB PI#28836.0000/5
Legal Range	17E
Legal Township	34S
Legal Section	15
Legal Subdivision	N A REYNOLDS RESUBDIVIDED
Legal Tract	02883000
Legal Block	1
Legal Lot Number	12
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2003
Census Tract	1300

Owner

1908 9th St W is owned by a company that acquired it in March 2024 and is owner-occupied.

Source: Manatee County records, as of July 23, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 14184, BRADENTON, FL 34280-4184
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL/OMAHA MTG LLC
Jul 19, 2018	Warranty Deed, Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Prior Sale	Jul 19, 2018 · Amount on File
Deed Document Number	202226439
Last Transfer Date	Mar 4, 2024
Transfer Doc	0000021388
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 28, 2022
Property Address	1908 9TH ST W, PALMETTO, FL 34221-4352
Document Number	0041026439
Map Reference	MB 1 PG 267
Instrument Date	Feb 25, 2022
Instrument	202241026439
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Tax	$2,744.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4409 85TH AVENUE CIR E, 4409, PARRISH, FL 34219-1907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 14184, BRADENTON, FL 34280-4184

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1908 9TH ST W, PALMETTO, FL 34221-4352
Document Number	0041127609
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Jan 19, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 9TH ST W #STW PALMETTO FL 342214352, PALMETTO, FL 34221-4352

Mortgage

Document Number	0041127609
Date	Nov 20, 2020
Instrument	41127609

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 19, 2018
Property Address	1908 9TH ST W, PALMETTO, FL 34221-4352
Document Number	0027386881
Book / Page	2738 / 6881
Map Reference	MB1 PG267
Instrument Date	Jul 18, 2018
Instrument	201841073786
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 REDWOOD RD, 440, VENICE, FL 34293-1127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 9TH ST W, PALMETTO, FL 34221-4352

Mortgage

Document Number	201841073787
Date	Jul 19, 2018
Instrument	201841073787

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1908 9th St W was $6,828 with a senior citizen's exemption, down 6.3% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Palmetto City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,722 (-72.64%)	$342,415 (-0.02%) Land $81,600 Building $260,815
2025	$6,828.00 (-6.26%)	$342,500 Land $81,600 Building $260,900	$342,500 Land $81,600 Building $260,900
2024	$7,284.00 (-0.51%)
2023	$7,321.00 (+102.74%)	$372,018 (+70.23%) Land $81,600 Building $290,418	$372,018 (+10.36%) Land $81,600 Building $290,418
2022	$3,611.00 Homeowner's exemption	$218,535	$337,082 Land $80,000 Building $257,082

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1908 9th St W in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 209 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	209 in force
Nearby Flood Claims	120 (1982–2024)
Claims Outside the SFHA	9 of 120
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Sep 2024 · 91 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1908 9th St W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALMETTO WATER DEPT. serves 13,446 people · EPA ID FL6410322
Water Source	Purchased surface water from MANATEE COUNTY UTILITIES DEPT
Last State Inspection	Jun 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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