1908 81st Ave, Oakland, CA 94621 Property Records

Alameda County property record for 1908 81st Ave, Oakland, CA 94621

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,111 sqft · built 1910
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (May 2018)
Tax Bill	$12,930 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`40-3367-17`

Property Details

APN / Parcel Number

Primary APN	`40-3367-17`
Alternative APN	`040-3367-017-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,111 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1953
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)

Location & Zoning

Street Address	1908 81ST AVE
City	OAKLAND
State	CA
Zip	94621-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00017 BLK: AR: 0040 PAGE: 3367
Legal Subdivision	DOWLING HOMESTEAD
Legal Lot Number	68
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2009
Census Tract	408500

Owner

1908 81st Ave is owned and occupied by an individual who bought it in May 2018.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1908 81ST AVE, OAKLAND, CA 94621-2308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 1, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
May 22, 2018	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Dec 28, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Prior Sale	Aug 19, 2015 · Amount on File
Deed Document Number	2018101222
Prior Transfer Date	Jul 29, 2005
Prior Transfer Doc	0000348805
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1908 81ST AVE, OAKLAND, CA 94621-2308
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 81ST AVE, OAKLAND, CA 94621-2308

Mortgage

Document Number	0000150270
Date	Apr 15, 2021
Instrument	2021150270

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1908 81ST AVE, OAKLAND, CA 94621-2308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000197079
Date	Oct 1, 2019
Instrument	2019197079

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 22, 2018
Property Address	1908 81ST AVE, OAKLAND, CA 94621-2308
Document Number	0000101222
Map Reference	MB 23 PG 76
Instrument Date	May 18, 2018
Instrument	2018101222
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 81ST AVE, OAKLAND, CA 94621-2308

Mortgage

Document Number	0000101223
Date	May 22, 2018
Instrument	2018101223

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 28, 2017
Property Address	1908 81ST AVE, OAKLAND, CA 94621-2308
Document Number	0000286174
Instrument Date	Nov 8, 2016
Instrument	286174
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5177 SALVIA DR CASTRO VALLEY CA 945525524, CASTRO VALLEY, CA 94552-5524

Tax Assessment & Valuation

The 2025 property tax bill for 1908 81st Ave was $12,930 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$613,898 (+0.85%) Land $186,269 Building $434,629
2025	$12,930.00 Homeowner's exemption	$608,727 Land $182,618 Building $426,109
2023	$9,853.00 Homeowner's exemption	$585,091 Land $175,527 Building $409,564	$542,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1908 81st Ave in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · Severe Storms, Flood, Mudslides & High Tide

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1908 81st Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,092 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks.

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