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1908 6th St S, Moorhead, MN 56560 Property Records

Clay County property record for 1908 6th St S, Moorhead, MN 56560

Property Summary

Property TypeSingle Family Home
Lot Size0.24 acres (10,499 sqft)
Owner2 Individual Names on Record
Last Sale$255,090 (Nov 2024)
Tax Bill$4,542 (2026)
Deeds & MortgagesDec 2021 Mortgage
Feb 2019 Loan Modification
Flood ZoneZone X (moderate risk)
APN58.374.0130

Property Details

APN / Parcel Number

Primary APN58.374.0130

Exterior

Lot Area10,499 sqft (0.24 acres)

Location & Zoning

Street Address1908 6TH ST S
CityMOORHEAD
StateMN
Zip56560-4149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME KENNEYS 1ST ADD SUBDIVISIONCD 58374 N 20' OF LOT 18, ALL OF LOTS 19 & 20 2
Legal Range48
Legal Township139
Legal Section17
Legal SubdivisionKENNEYS 1ST ADD
Legal Block2
Legal Lot Number18
JurisdictionCLAY MN
Township / Civil DivisionMOORHEAD
Census Block Group3
Census Block3010
Census Tract20500

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1908 6TH ST S, MOORHEAD, MN 56560-4149
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
HUD
Feb 4, 2019Loan Modification, Mortgage · FHA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2024 · Amount on Record
Deed SaleNov 22, 2024 · Amount on Record
Prior SaleSep 30, 2008 · Amount on Record
Deed Document Number2024850703
Prior Transfer DateJun 7, 2016
Prior Transfer Doc0000757801
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MN
Property Address1908 6TH ST S, MOORHEAD, MN 56560-4149
Transaction TypeMortgage
Record UpdatedJan 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000824411
DateDec 23, 2021
Instrument824411
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLAY MN
Property Address1908 6TH ST S, MOORHEAD, MN 56560-4149
Document Number0000787884
Instrument DateFeb 4, 2019
Transaction TypeMortgage
Record UpdatedApr 9, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1908 6TH ST S MOORHEAD MN 565604149, MOORHEAD, MN 56560-4149

Mortgage

Document Number0000787884
DateMar 19, 2019
Instrument787884
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressFLINT, MI 48501-2026
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 18, 2049
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityMoorhead City
Unified School DistrictMoorhead Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,542.00 (+14.24%) Homeowner's exemption$269,900 (+3.77%) Land $51,500 Building $218,400$269,900 (+3.77%) Land $51,500 Building $218,400
2025$260,100 (+11.06%) Land $50,000 Building $210,100$260,100 (+11.06%) Land $50,000 Building $210,100
2023$3,976.00$234,200 Land $50,000 Building $184,200$234,200 Land $50,000 Building $184,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims234 (1978–2011)
Claims Outside the SFHA148 of 234
Most Recent ClaimApr 2011 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2011 · 60 claims
  • Flooding, Apr 2010 · 48 claims
  • Severe Flooding, High Winds,severe Storms, Apr 1997 · 89 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMoorhead
serves 44,583 people · EPA ID MN1140008
Water SourceSurface water
Last State InspectionSep 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fixed Wireless in parts of the area		2,000 / 350
Sparklight
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Otter Tail Telecom, Verizon.

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