1908 41st St S, Moorhead, MN 56560 Property Records

Clay County property record for 1908 41st St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.224 acres (9,798 sqft)
Owner	Company Name on Record
Last Sale	$235,782 (Oct 2015)
Tax Bill	$6,830 (2026)
Deeds & Mortgages	Aug 2017 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`58.348.0240`

Property Details

APN / Parcel Number

Primary APN	`58.348.0240`

Exterior

Lot Area	9,798 sqft (0.224 acres)

Location & Zoning

Street Address	1908 41ST ST S
City	MOORHEAD
State	MN
Zip	56560-6060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, BLK 2 HORIZON SHORES SEVENTH ADDITION
Legal Range	48
Legal Township	139
Legal Section	14
Legal Subdivision	HORIZON SHORES 7TH ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	3
Census Block	3006
Census Tract	30111

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4609 33RD AVE S, 400, FARGO, ND 58104-1001
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2015 · Amount on Record
Deed Sale	Oct 27, 2015 · Amount on Record
Prior Sale	Oct 26, 2015 · Amount on Record
Deed Document Number	2015750893
Record Updated	Oct 29, 2026

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	1908 41ST ST S, MOORHEAD, MN 56560-6060
Document Number	0000771846
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 6, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4301 RIVERWOOD DR N FARGO ND 581025324, FARGO, ND 58102-5324

Mortgage

Document Number	0000771846
Date	Aug 15, 2017
Instrument	771846

Lender

Name	CORNERSTONE BK
Type	Bank
Address	FARGO, ND 58104

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 14, 2022

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,830.00 (+10.55%)	$299,100 (+1.67%) Land $44,300 Building $254,800	$299,100 (+1.67%) Land $44,300 Building $254,800
2025		$294,200 (+8.4%) Land $49,000 Building $245,200	$294,200 (+8.4%) Land $49,000 Building $245,200
2023	$6,178.00	$271,400 Land $49,000 Building $222,400	$271,400 Land $49,000 Building $222,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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