1908 2nd Ave, Saint Simons Island, GA 31522 Property Records

Glynn County property record for 1908 2nd Ave, Saint Simons Island, GA 31522

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,136 sqft · built 1973
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Nov 2005)
Tax Bill	$4,838 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`04-02748`

Property Details

APN / Parcel Number

Primary APN	`04-02748`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Porch	Porch
Porch Area	368 sqft
Patio Area	650 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1908 2ND AVE
City	SAINT SIMONS ISLAND
State	GA
Zip	31522-2617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 3, PT 1,2-M S SH
Legal Subdivision	0031-20
Legal Block	26
Legal Lot Number	1-3
Jurisdiction	GLYNN GA
Township / Civil Division	ST. SIMONS
Census Block Group	1
Census Block	1029
Census Tract	201

Owner

1908 2nd Ave is owned by an individual who bought it in November 2005.

Source: Glynn County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1300 WYNTERCREEK RD, ATLANTA, GA 30338-3819
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Feb 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2005 · Amount on File
Deed Sale	Nov 18, 2005 · Amount on File
Deed Document Number	20056092
Deed Book / Page	1822 / 42
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Property Address	1908 2ND AVE, ST SIMONS ISLAND, GA 31522-2617
Document Number	0041660376
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 2ND AVE ST SIMONS ISLAND GA 315222617, ST SIMONS ISLAND, GA 31522-2617

Mortgage

Document Number	0041660376
Date	Mar 3, 2020
Book Page	004166/000376
Instrument	2473

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLYNN GA
Property Address	1908 2ND AVE, ST SIMONS ISLAND, GA 31522-2617
Document Number	0039940250
Instrument Date	Feb 5, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 2ND AVE ST SIMONS ISLAND GA 315222617, ST SIMONS ISLAND, GA 31522-2617

Mortgage

Document Number	0039940250
Date	Feb 8, 2019
Book Page	003994/000250

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1908 2nd Ave was $4,838, up 6.6% from the year before.

Source: Glynn County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Glynn County
Unified School District	Glynn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,838.00 (+6.63%)	$192,920 (+6.63%) Land $115,200 Building $77,720	$482,300 (+6.63%) Land $288,000 Building $194,300
2025	$4,537.00	$180,920 Land $115,200 Building $65,720	$452,300 Land $288,000 Building $164,300
2023		$183,000 (+11.8%) Land $115,200 Building $67,800	$457,500 (+11.8%) Land $288,000 Building $169,500
2022	$4,104.00	$163,680 Land $115,200 Building $48,480	$409,200 Land $288,000 Building $121,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1908 2nd Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 562 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	722 units insured incl. 160 condo units
Nearby Flood Claims	51 (2016–2022)
Most Recent Claim	Nov 2022 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 34 claims Hurricane Matthew, Oct 2016 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1908 2nd Ave is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 76% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. SIMONS ISLAND serves 29,249 people · EPA ID GA1270001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Verizon.

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