Whiteside County property record for 1908 20th Ave, Sterling, IL 61081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,128 sqft · built 1975 |
| Lot Size | 0.187 acres (8,125 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Jul 2023) |
| Tax Bill | $6,583 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1115426012 |
| Primary APN | 1115426012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Building Area | 2,128 sqft Building Perimeter |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 8,125 sqft (0.187 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Garage Area | 598 sqft |
| Account Number | 115637 |
|---|---|
| Street Address | 1908 20TH AVE |
| City | STERLING |
| State | IL |
| Zip | 61081-1638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COACHLIGHT MANOR LOT 26 718700X |
| Legal Subdivision | COACHLIGHT MANOR SUBDIVISION |
| Legal Lot Number | 26 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1300 |
Source: Whiteside County records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1908 20TH AVE, STERLING, IL 61081-1638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage STERLING FEDERAL BANK FSB |
| May 24, 2017 | Deed of Trust, Mortgage · VA Mortgage CIS FIN'L SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2023 · Amount on Record |
| Deed Sale | Jul 14, 2023 · Amount on Record |
| Prior Sale | Jul 14, 2014 · Amount on Record |
| Deed Document Number | 20233407 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Jul 14, 2023 |
| Property Address | 1908 20TH AVE, STERLING, IL 61081-1638 |
| Document Number | 0000003407 |
| Instrument Date | Jul 7, 2023 |
| Instrument | 2023-03407 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1704 18TH AVE, STERLING, IL 61081-1671 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003408 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 2023-03408 |
| Name | STERLING FEDERAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 1908 20TH AVE, STERLING, IL 61081-1638 |
| Document Number | 0000003078 |
| Instrument Date | May 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1908 20TH AVE STERLING IL 610811638, STERLING, IL 61081-1638 |
| Document Number | 0000003078 |
|---|---|
| Date | Jun 2, 2017 |
| Instrument | 3078 |
| Name | CIS FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | HAMILTON, AL 35570 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Municipality | Sterling City |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,583.00 | $70,813 (+32.05%) Land $8,575 Building $62,238 | |
| 2024 | $212,439 (+32.05%) Land $25,725 Building $186,714 | ||
| 2022 | Additional exemption filed | $53,627 Land $7,249 Building $46,378 | $160,881 Land $21,747 Building $139,134 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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