1908 20th Ave S, Fargo, ND 58103 Property Records

Cass County property record for 1908 20th Ave S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,063 sqft · built 1984
Lot Size	0.162 acres (7,070 sqft)
Owner	Individual Name on File
Last Sale	$264,000 (Sep 2026)
Tax Bill	$3,083 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-2840-02517-000`

Property Details

APN / Parcel Number

Primary APN	`01-2840-02517-000`

Interior

Building Area	1,063 sqft Total Area
1st Floor Area	1,063 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Bi-Level
Lot Area	7,070 sqft (0.162 acres)
Lot Dimensions	200 ft deep x 35 ft wide

Location & Zoning

Street Address	1908 20TH AVE S
City	FARGO
State	ND
Zip	58103-4720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 4 BLOCK: 13A ADDITION: SOUTHVIEW VILLAGES ADDITIONAL: SOUTHVIEW VILLAGES E 35' LOT 4 BLK 13A REPLAT OF BLKS 6-12-13
Legal Subdivision	SOUTHVIEW VILLAGES
Legal Block	6-12
Legal Lot Number	4
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	3
Census Block	3008
Census Tract	904

Owner

1908 20th Ave S is owned and occupied by an individual who bought it in September 2026.

Source: Cass County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1908 20TH AVE S, FARGO, ND 58103-4720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Deed Document Number	20261768305
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Sep 25, 2026
Property Address	1908 20TH AVE S, FARGO, ND 58103-4720
Document Number	0001768305
Instrument Date	Sep 23, 2026
Instrument	20261768305
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 20TH AVE S, FARGO, ND 58103-4720

Mortgage

Document Number	0001768306,
Date	Sep 25, 2026
Instrument	20261768306

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1908 20th Ave S was $3,083.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,083.00	$109,700 Land $26,600 Building $83,100	$219,400 Land $53,200 Building $166,200
2023	$2,873.00	$102,500 Land $26,600 Building $75,900	$205,000 Land $53,200 Building $151,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1908 20th Ave S in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1997–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2020 · Flooding
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1908 20th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Fidium Fiber, Otter Tail Telecom, T-Mobile.

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