1908 1st St, Neptune Beach, FL 32266 Property Records

Duval County property record for 1908 1st St, Neptune Beach, FL 32266

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,672 sqft · built 1981
Lot Size0.067 acres (2,932 sqft)
OwnerIndividual Name on Record
Last Sale$283,900 (Nov 2009)
Tax Bill$10,313 (2025)
Deeds & MortgagesJul 2026 Sale
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN173754-0030

Property Details

APN / Parcel Number

Primary APN173754-0030

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,672 sqft Living Area
Gross Area2,450 sqft
1st Floor Area741 sqft
Upper Floors Area741 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleTownhouse
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area2,932 sqft (0.067 acres)
Lot Dimensions120 ft deep x 26 ft wide
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFinished/Open Porch
Porch Area18 sqft
Patio Area380 sqft
Balcony Area380 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1908 1ST ST
CityNEPTUNE BEACH
StateFL
Zip32266-4806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR-4
Legal Description8-48 28-2S-29E .07 R/P BOWES S/D OCEAN VIEW N1/2 LOT 3,N1/2 OF S1/2 LOT 6 BLK 13
Legal Range29E
Legal Township02S
Legal Section28
Legal SubdivisionOCEANVIEW, BOWES S/D OF
Legal Block13
Legal Lot Number3,6
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group2
Census Block2022
Census Tract14001

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1908 1ST ST, NEPTUNE BEACH, FL 32266-4806
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Dec 12, 2019Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2009 · Amount on Record
Deed SaleNov 18, 2009 · Amount on Record
Prior SaleAug 21, 2009
Deed Document Number2009277961
Deed Book / Page15071 / 1495
Record UpdatedOct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUVAL FL
Recording DateJul 1, 2026
Property Address1908 1ST ST, NEPTUNE BEACH, FL 32266-4806
Document Number0000151752
Book / Page21961 / 1947
Instrument DateJun 26, 2026
Instrument2026151752
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 1ST ST, NEPTUNE BEACH, FL 32266-4806

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address1908 1ST ST, NEPTUNE BEACH, FL 32266-4806
Transaction TypeMortgage
Record UpdatedJun 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1908 1ST ST, NEPTUNE BEACH, FL 32266-4806

Mortgage

Document Number0201140054
DateJan 26, 2022
Book Page20114/54
Instrument2022022181
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address1908 1ST ST, NEPTUNE BEACH, FL 32266-4806
Document Number0190531778
Instrument DateDec 12, 2019
Transaction TypeMortgage
Record UpdatedJan 15, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5033 GASCONADE AVE SAN DIEGO CA 921101345, SAN DIEGO, CA 92110-1345

Mortgage

Document Number0190531778
DateDec 31, 2019
Book Page019053/001778
Instrument296419
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term492 Months
DueDec 30, 2060
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityNeptune Beach City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$577,285 (-0.28%) Land $406,887 Building $170,398$577,285 (-0.28%) Land $406,887 Building $170,398
2025$10,313.00 (+2.73%)$578,893 (+13.11%) Land $419,328 Building $159,565$578,893 (+13.11%) Land $419,328 Building $159,565
2024$10,039.00 (+8.8%)
2023$9,227.00 (+134.31%)$511,787 (+88.01%) Land $336,960 Building $174,827$511,787 (+6.94%) Land $336,960 Building $174,827
2022$3,938.00 Homeowner's exemption$272,215$478,552 Land $324,480 Building $154,072

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 163 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies163 in force
Nearby Flood Claims37 (1979–2024)
Claims Outside the SFHA33 of 37
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEPTUNE BEACH
serves 7,270 people · EPA ID FL2160206
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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